Find out how to get your first Terminal/POS
FREE
Flat Rate Built for Profit

One Rate That Keeps Your
Profit Predictable

How Flat Rate Works

Simple pricing without
the guess work

Lock in a consistent flat rate that keeps your costs clear and your profit predictable. Enjoy transparent pricing, effortless onboarding and a smarter alternative to Square, Stripe, or PayPal.

Card Present

Rates as low as

2.3%

+ 10¢ Per Transaction

Card Not Present

Rates as low as

2.6%

+ 30¢ Per Transaction

One Rate for Every Transaction

Every transaction runs at the same flat fee, so pricing stays predictable from the start.

Accept Every Payment Type

Accept payments any way and keep the same flat cost every time.

Turn Predictability Into Profit

Predictable pricing protects your margins and boosts long-term profit.

The smarter choice for businesses
that run on zero surprises.

The Advantages of Choosing Flat Rate

Turn Every Transaction Into
Consistent Profit

Accept Every Payment Type

Handle in-person, online, invoicing, or keyed-in transactions with complete flexibility.

Lower Processing Costs

Keep more of your revenue with rates lower than Stripe, Square, and PayPal’s advertised rates.

No Hidden Fees

The rate you see is the rate you pay. No markups or surprise charges that raise your effective cost.

Full Payment Control

Choose how payments are collected, stored, and processed based on your business model.

Real-Time Visibility

Track transactions, reporting, and customer activity in one place.

Secure by Design

Protect payment data with tokenization, fraud tools, and PCI-compliant infrastructure.

One Simple Rate

All transactions use a single, straightforward rate that’s easy to understand and manage.

Quick Setup

Get started immediately with a fast, hassle-free onboarding process and no volume minimums.

No Contracts, No Risk

No long-term commitments, hidden obligations, or cancellation fees.
Flat Rate Profit Boosting Calculator

See How Much Profit Your
Business is Losing

Quantum Flat Rate
The solution built for steady profit and a predictable
rate every time

What you will pay:

2.4% + $0.10
per transaction
Let’s see how your processor stacks up.
Enter your current processing effective rate.
Your profit with Quantum
will increase by:
$

6,071

vs. your current processor
Processing Fees
+
# of Transactions
or
Avg Ticket Size
Monthly Sales Volume
Your profit with Quantum
will increase by:
$

6,071

vs. your current processor
Your Profit with Quantum
$

249,971

Your Current Profit
$

243,900

*Disclaimer: This calculator is intended to provide a visual estimate of potential costs and savings based on your inputs. Actual pricing and savings may vary.

On average merchants who switch to Quantum save at least 25% in processor fees.
 Say hello to bigger profits and a future without limits.

Keep more of every sale with
transparent, lower rates.

Pricing Made Predictable, Straightforward and Simple

Stripe

Card Present

2.7%

+ 5¢ Per Transaction

Card Not Present

2.9%

+ 30¢ Per Transaction
Limited to automated support and self-service
Custom solutions mainly for enterprise accounts
General experience across multiple industries
Risk-based transactional limits may apply
Basic onboarding with minimal vetting

Quantum

Card Present

Rates as low as

2.3%

+ 10¢ Per Transaction

Card Not Present

Rates as low as

2.6%

+ 30¢ Per Transaction
24/7/365 live human support dedicated to your business
Custom solutions regardless of size, type or growth stage
Specialized expertise across multiple merchant verticals
Flexible limits designed to grow with your business
Thorough upfront review to support lasting partnerships

Square

Card Present

2.6%

+ 15¢ Per Transaction

Card Not Present

3.3%

+ 30¢ Per Transaction
Limited support hours depending on plan
Standard setup geared toward small businesses
Built with general small-business needs in mind
Risk-based limits may apply to high-volume accounts
Standard onboarding with limited vetting

Stripe

Card Present

2.7%

+ 5¢ Per Transaction

Card Not Present

2.9%

+ 30¢ Per Transaction
Limited to automated support and self-service
Custom solutions mainly for enterprise accounts
General experience across multiple industries
Risk-based transactional limits may apply
Basic onboarding with minimal vetting

Quantum

Card Present

Rates as low as

2.3%

+ 10¢ Per Transaction

Card Not Present

Rates as low as

2.6%

+ 30¢ Per Transaction
24/7/365 live human support dedicated to your business
Custom solutions regardless of size, type or growth stage
Specialized expertise across multiple merchant verticals
Flexible limits designed to grow with your business
Thorough upfront review to support lasting partnerships

Square

Card Present

2.6%

+ 15¢ Per Transaction

Card Not Present

3.3%

+ 30¢ Per Transaction
Limited support hours depending on plan
Standard setup geared toward small businesses
Built with general small-business needs in mind
Risk-based limits may apply to high-volume accounts
Standard onboarding with limited vetting
Built for Merchants. Chosen by Agents.

The PayTech partner leading
businesses choose.

Quantum powers your profits, simplifies your operations, and strengthens customer relationships, with 5-star support that puts your business first.

Create Your Custom Plan

Find the Right Solution for Your Business

Build your solution and see exactly what you’ll pay in real time, or have a specialist analyze your current statement to uncover your profit potential.
24/7 Multi-Lingual Support
Quantum Electronic Payments LLC is a registered ISO/MSP of Central Bank, St. Louis, MO, and FFB Bank, Fresno, CA.
© Copyright 2026 Quantum ePay
Choose Time
Your Info

Find a time to meet

Meeting duration: 15 mins

Your information