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Quantum for High-Risk

Solutions Made for the
Bold Side of Business

Made for All High-Risk Types

Built for High-Risk Businesses

Designed to navigate complex
industries with ease

Multibank Processing Infrastructure
Access multiple acquiring banks to support your business and help maintain stable payment processing.
Chargeback & Dispute Management
Tools designed to help businesses monitor disputes and manage chargeback risk.
Approvals Built for High Risk Industries
Work with underwriting teams and banking partners experienced in supporting businesses considered high risk.
Higher Approval Rates
Intelligent transaction routing helps more customer payments go through successfully.
Accept All Payments
Accept payments online, in person, or through invoices and payment links with infrastructure designed for high-risk businesses.
No Funds Held
Get paid faster with reliable processing and no unnecessary holds or frozen funds.
Chargeback & Dispute Management
Tools designed to help businesses monitor disputes and manage chargeback risk.
Fast Approvals & Onboarding
Smart underwriting and a streamlined
onboarding process help online businesses start
accepting payments quickly.
Higher Approval Rates
Our multibank platform routes transactions
intelligently to improve approval rates and reduce
failed payments.
Accept Online Payments
Accept payments across websites, carts, invoices, and payment links with infrastructure designed for eCommerce.
Getting Paid

Collect Payments Your Way

Everything you need to streamline operations, keep customers happy, and grow your business.

01

Shopping Cart & Platform Integrations

Connect seamlessly with leading eCommerce platforms and shopping carts so customers can pay directly through your online store.

02

Payment Links

Create secure payment links that can be shared via email, SMS, or messaging platforms to collect payments quickly.

03

Flexible Invoicing & Payment Requests

Send branded invoices and secure payment requests, apply taxes by item, accept tips, and collect payments anywhere.

04

Virtual Terminal

Process payments manually for phone orders, remote transactions, or customer service transactions.

05

Embedded Checkout Fields

Embed secure payment fields directly into your website to create a fully customized checkout experience.

06

Hosted Checkout Pages

Create secure hosted payment pages customers can access through links, buttons, or embedded checkout experiences.
Billing & Account Tools

Manage Billing & Customer Payments

Recurring Billing & Subscriptions

Automate billing schedules for subscriptions or repeat purchases with flexible billing cycles.

Real-Time Reporting & Transaction Insights

Track transactions, settlements, and payment activity through powerful dashboards and reporting tools.

Secure Customer Vault

Safely store customer payment credentials for faster repeat purchases and subscription billing.

Tokenization

Protect sensitive payment data using tokenized credentials that enable secure future transactions.
System Integrations

Built to Connect with Your Business

API & Developer Integrations

Build custom payment experiences or integrate payments
directly into your systems using flexible APIs.

Level II & Level III Optimization

Automatically submit enhanced transaction data to improve
interchange qualification on eligible transactions.
100+ Integrations for Your Business

Integrations Are Deal Makers Not Deal Breakers

Seamlessly connect with gateways, software, and shopping carts customized for your business.

Choose a Gateway That Works for You

Gateways

Open more opportunities for your business with gateways that make every payment
smooth, secure, and effortless, with pricing that fits your business needs.

Qoin

Eliminate fees and keep
more profits with every sale.
Starting at

$0

Per Month

+ Transaction Fees
More Details

NMI

Clear pricing that saves
money on interchange costs.
Starting at

$10

Per Month

+ Transaction Fees
More Details

Authorize.NET

Predictable rates with no
hidden fees or surprises.
Starting at

$15

Per Month

+ Transaction Fees
More Details

iPOSPays

Clear pricing that saves
money on interchange costs.
Starting at

$10

Per Month

+ Transaction Fees
More Details

FluidPay

Eliminate fees and keep
more profits with every sale.
Starting at

$10

Per Month

+ Transaction Fees
More Details

IntelliPay

Clear pricing that saves
money on interchange costs.
Starting at

$10

Per Month

+ Transaction Fees
More Details

Compare Gateways

Qoin
NMI
Authorize.NET
iPOSpays
FluidPay
IntelliPay
Monthly
$10/mo.
$10/mo.
$15/mo.
$10/mo.
$10/mo.
$10/mo.
Per Transaction Cost
+ 5¢
Starting at
$0.10 + Fees
+ 10¢
+ 5¢
+ 5¢
+ 10¢
ACH
Coming Soon
Charged through
NMI
Charged through
Authorize. NET
Yes
Yes
N/A
Batch Fee
Free
Free
+ 10¢
Free
N/A
Free
Setup Fee
Free
Free
Free
Free
Free
Free
Card Reader
Virtual Terminal Only
Compatible with
ID TECH VP3350
Compatible with
ID Tech Augusta
Compatible with
Dejavoo P17
Additional costs may apply
Virtual Terminal Only
Compatible with
BBPOS Chipper
Customer Payment Page
Yes
N/A
N/A
Yes
Yes
N/A
Customer Storage Vault
$5/mo. + 5¢ per transaction
Charged through
NMI
Free
Free
+ 5¢ per added customer
N/A
International Invoicing
$0/mo.
3% + 15¢ per transaction
N/A
N/A
N/A
N/A
N/A
Invoicing
$5/mo.
5¢ per transaction
Charged through
NMI
Free
Free
4¢ per invoice
N/A
Level 2 / Level 3
Yes
N/A
N/A
N/A
N/A
N/A
Recurring Billing
$5/mo.
5¢ per transaction
Free
Free
Free
Free
N/A
Robust Reporting
Free
Free
Free
Free
Free
N/A
Shopping Cart Integration
Free
Free
Free – Additional costs may apply
Free – Additional costs may apply
Free – Additional costs may apply
N/A
Virtual Terminal
Free
Free
Free
Free
Free
N/A
Compatible With
WooCommerce
Shopify, WooCommerce, BigCommerce
Shopify, WooCommerce, BigCommerce, Ecwid, 
Salesforce Commerce Cloud
N/A
N/A
N/A

On average merchants who switch to Quantum save at least 25% in processor fees. 
Say hello to bigger profits and a future without limits.

Accept Payments Your Way

Customized Solutions. Transparent Pricing.

Pricing designed to help your business keep more of what it earns, with flexible programs, transparent rates, and tools that make payments simple and reliable.

QRev

Eliminate fees and keep
more profits with every sale.
Starting at

$29

Per Month Unlimited
Dual Pricing

Flat Rate

Predictable rates with no
hidden fees or surprises.
Rates as low as

2.3%

+ 10¢ Per Transaction
Most Popular

QPlus

Clear pricing that saves
money on interchange costs.
Rates as low as

0.15%

+ 5¢ Per Transaction
Interchange Plus

QRev

Eliminate fees and keep
more profits with every sale.
Starting at

$29

Per Month Unlimited
Dual Pricing
All About QRev
QRev is a PCI-compliant pricing program built for merchants who want to manage costs without limiting transactions. QRev offers unlimited processing and gives merchants the ability to offset card processing fees by passing them transparently to customers. QRev is designed for businesses looking to simplify payments, stay compliant, and maintain control over their bottom line.
  • Dual and Triple Pricing options available 
  • PCI-Compliant, nationwide 
  • Ability to cancel anytime 
  • Unlimited transactions
  • No contracts or hidden fees

Flat Rate

Predictable rates with no
hidden fees or surprises.
Rates as low as

2.3%

+ 10¢ Per Transaction
Most Popular
All About Flat Rate
Flat Rate is a simple, predictable pricing program built for merchants who want clear, consistent costs. With one true flat rate for every transaction, businesses can easily understand and manage processing fees. Flat Rate is designed for merchants looking for straightforward setup, transparent pricing, and lower fees compared to major platforms like Square, Stripe, and PayPal.
  • One true flat rate for all transactions
  • Easy onboarding with no volume thresholds
  • No hidden fees or variable markups
  • Ability to cancel anytime

QPlus

Clear pricing that saves
money on interchange costs.
Rates as low as

0.15%

+ 5¢ Per Transaction
Interchange Plus
All About QPlus
QPlus is an interchange-plus pricing program that gives merchants transparent pricing and clear visibility into processing costs. Businesses can optimize transactions to qualify for lower rates, with guidance from pricing experts to identify potential savings. It is ideal for merchants looking to reduce fees and understand exactly what they're paying for.
  • Granular rates
  • No hidden fees or inflated assessments
  • Ability to cancel anytime
  • Level 2/3 Optimization to reduce fees
  • Access to pricing experts for guidance
All About QRev
QRev is a PCI-compliant pricing program built for merchants who want to manage costs without limiting transactions. QRev offers unlimited processing and gives merchants the ability to offset card processing fees by passing them transparently to customers. QRev is designed for businesses looking to simplify payments, stay compliant, and maintain control over their bottom line.
  • Dual and Triple Pricing options available 
  • PCI-Compliant, nationwide 
  • Ability to cancel anytime 
  • Unlimited transactions
  • No contracts or hidden fees
All About Flat Rate
Flat Rate is a simple, predictable pricing program built for merchants who want clear, consistent costs. With one true flat rate for every transaction, businesses can easily understand and manage processing fees. Flat Rate is designed for merchants looking for straightforward setup, transparent pricing, and lower fees compared to major platforms like Square, Stripe, and PayPal.
  • One true flat rate for all transactions
  • Easy onboarding with no volume thresholds
  • No hidden fees or variable markups
  • Ability to cancel anytime
All About QPlus
QPlus is an interchange-plus pricing program that gives merchants transparent pricing and clear visibility into processing costs. Businesses can optimize transactions to qualify for lower rates, with guidance from pricing experts to identify potential savings. It is ideal for merchants looking to reduce fees and understand exactly what they're paying for.
  • Granular rates
  • No hidden fees or inflated assessments
  • Ability to cancel anytime
  • Level 2/3 Optimization to reduce fees
  • Access to pricing experts for guidance

Compare Pricing Plans

QRev
Flat Rate
QPlus
QRev
Starting at
$29
N/A
$21/mo.
Card Present
Unlimited

Transactions
Starting at
2.3% + $0.10

per transaction
Starting at
0.15% + $0.05 

per transaction
Card Not Present
Unlimited

Transactions
Paid by Merchant
2.6% + $0.30

per transaction
Paid by Merchant
0.15% + $0.05 

per transaction
ACH / Bank Transfer
...
...
...
Next-Day Funding
For Approved Merchants
$0
For Approved Merchants
$0
For Approved Merchants
$0
Cancellation Fee
$0
$0
$0
Gateway Compatible
Yes
Yes
Yes
Virtual Terminal
Included
Included
Included
Free Terminal Placement
Available
Available
Available
QRev
Flat Rate
QPlus
Monthly
Starting at
$29
N/A
$21/mo.
Card Present
Unlimited

Transactions
Starting at
2.3% + $0.10

per transaction
Starting at
0.15% + 5 Cents

per transaction
Card Not Present
Unlimited

Transactions
Paid by Merchant
2.6% + $0.30

per transaction
Paid by Merchant
0.15% + 5 Cents

per transaction
ACH / Bank Transfer
...
...
...
Next-Day Funding
For Approved Merchants
$0
For Approved Merchants
$0
For Approved Merchants
$0
Cancellation Fee
$0
$0
$0
Gateway Compatible
Yes
Yes
Yes
Virtual Terminal
Included
Included
Included
Free Terminal Placement
Available
Available
Available

QRev

Eliminate fees and keep
more profits with every sale.
Starting at

$29

Per Month Unlimited
Dual Pricing

Flat Rate

Predictable rates with no
hidden fees or surprises.
Rates as low as

2.6%

+ 30¢ Per Transaction
Most Popular

QPlus

Clear pricing that saves
money on interchange costs.
Rates as low as

0.15%

+ 5¢ Per Transaction
Interchange Plus

QRev

Eliminate fees and keep
more profits with every sale.
Starting at

$29

Per Month Unlimited
Dual Pricing
All About QRev
QRev is a PCI-compliant pricing program built for merchants who want to manage costs without limiting transactions. QRev offers unlimited processing and gives merchants the ability to offset card processing fees by passing them transparently to customers. QRev is designed for businesses looking to simplify payments, stay compliant, and maintain control over their bottom line.
  • Dual and Triple Pricing options available 
  • PCI-Compliant, nationwide 
  • Ability to cancel anytime 
  • Unlimited transactions
  • No contracts or hidden fees

Flat Rate

Predictable rates with no
hidden fees or surprises.
Rates as low as

2.6%

+ 30¢ Per Transaction
Most Popular
All About Flat Rate
Flat Rate is a simple, predictable pricing program built for merchants who want clear, consistent costs. With one true flat rate for every transaction, businesses can easily understand and manage processing fees. Flat Rate is designed for merchants looking for straightforward setup, transparent pricing, and lower fees compared to major platforms like Square, Stripe, and PayPal.
  • One true flat rate for all transactions
  • Easy onboarding with no volume thresholds
  • No hidden fees or variable markups
  • Ability to cancel anytime

QPlus

Clear pricing that saves
money on interchange costs.
Rates as low as

0.15%

+ 5¢ Per Transaction
Interchange Plus
All About QPlus
QPlus is an interchange-plus pricing program that gives merchants transparent pricing and clear visibility into processing costs. Businesses can optimize transactions to qualify for lower rates, with guidance from pricing experts to identify potential savings. It is ideal for merchants looking to reduce fees and understand exactly what they're paying for.
  • Granular rates
  • No hidden fees or inflated assessments
  • Ability to cancel anytime
  • Level 2/3 Optimization to reduce fees
  • Access to pricing experts for guidance
All About QRev
QRev is a PCI-compliant pricing program built for merchants who want to manage costs without limiting transactions. QRev offers unlimited processing and gives merchants the ability to offset card processing fees by passing them transparently to customers. QRev is designed for businesses looking to simplify payments, stay compliant, and maintain control over their bottom line.
  • Dual and Triple Pricing options available 
  • PCI-Compliant, nationwide 
  • Ability to cancel anytime 
  • Unlimited transactions
  • No contracts or hidden fees
All About Flat Rate
Flat Rate is a simple, predictable pricing program built for merchants who want clear, consistent costs. With one true flat rate for every transaction, businesses can easily understand and manage processing fees. Flat Rate is designed for merchants looking for straightforward setup, transparent pricing, and lower fees compared to major platforms like Square, Stripe, and PayPal.
  • One true flat rate for all transactions
  • Easy onboarding with no volume thresholds
  • No hidden fees or variable markups
  • Ability to cancel anytime
All About QPlus
QPlus is an interchange-plus pricing program that gives merchants transparent pricing and clear visibility into processing costs. Businesses can optimize transactions to qualify for lower rates, with guidance from pricing experts to identify potential savings. It is ideal for merchants looking to reduce fees and understand exactly what they're paying for.
  • Granular rates
  • No hidden fees or inflated assessments
  • Ability to cancel anytime
  • Level 2/3 Optimization to reduce fees
  • Access to pricing experts for guidance

Compare Pricing Plans

QRev
Flat Rate
QPlus
QRev
Starting at
$29
N/A
$21/mo.
Card Present
Unlimited

Transactions
Starting at
2.3% + $0.10

per transaction
Starting at
0.15% + $0.05 

per transaction
Card Not Present
Unlimited

Transactions
Paid by Merchant
2.6% + $0.30

per transaction
Paid by Merchant
0.15% + $0.05 

per transaction
ACH / Bank Transfer
...
...
...
Next-Day Funding
For Approved Merchants
$0
For Approved Merchants
$0
For Approved Merchants
$0
Cancellation Fee
$0
$0
$0
Gateway Compatible
Yes
Yes
Yes
Virtual Terminal
Included
Included
Included
Free Terminal Placement
Available
Available
Available
QRev
Flat Rate
QPlus
Monthly
Starting at
$29
N/A
$21/mo.
Card Present
Unlimited

Transactions
Starting at
2.3% + $0.10

per transaction
Starting at
0.15% + 5 Cents

per transaction
Card Not Present
Unlimited

Transactions
Paid by Merchant
2.6% + $0.30

per transaction
Paid by Merchant
0.15% + 5 Cents

per transaction
ACH / Bank Transfer
...
...
...
Next-Day Funding
For Approved Merchants
$0
For Approved Merchants
$0
For Approved Merchants
$0
Cancellation Fee
$0
$0
$0
Gateway Compatible
Yes
Yes
Yes
Virtual Terminal
Included
Included
Included
Free Terminal Placement
Available
Available
Available

On average merchants who switch to Quantum save at least 25% in processor fees. Say hello to bigger profits and a future without limits.

Collect Payments Beyond Your
Online Store

Discover the POS built to keep your business moving. Quantum POS has everything you need to accept payments in a way
that’s fast, simple, and designed for however you do business.

Trusted by Businesses Like Yours 

“Ultimately, you’re leaning into what people are already buying. So by relying on that data, we saw a huge jump in interest from the spritzer to the oak milk mocha.”
7 Leaves
Manny Tanap, Owner
500M+
Transactions Processed
$15bn+
Volume Processed
20k+
Merchants Served
More Than A Payment Processor

Providing Benefits Your Business Deserves

Delivering the reliability, transparency, and support your business can count on.

Uncompromising Security
and Compliance

PCI-compliant with advanced fraud protection for every transaction.

Award-Winning
24/7/365 Support

Our team is ready to support you any time, day or night.
You're in Good Company

Trusted and loved by thousands of businesses

Google rating score:

4.8

/5
based on 374 reviews

Start growing with Quantum

Create your free account in minutes, and join the thousands of
businesses using Quantum
24/7 Multi-Lingual Support
Quantum Electronic Payments LLC is a registered ISO/MSP of Central Bank, St. Louis, MO, and FFB Bank, Fresno, CA.
© Copyright 2026 Quantum ePay
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