Why ACH Payments Matter

Reduce Payment Costs While Making Large Payments Easier

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Card Fees Add Up Quickly

For larger payments, card processing fees can significantly impact your margins.

Some Customers Prefer Bank Transfers

Many businesses and customers prefer paying directly from their bank account.

A Better Way to Accept Larger Payments

ACH payments move money directly between bank accounts, helping reduce costs and simplify payments.

Ways to Accept ACH Payments

Accept Bank Transfers in the Way That Fits Your Business

Online Bank Payments

Customers can pay directly from their bank account through your online checkout.

Invoice Payments via ACH

Let customers pay invoices using bank transfers instead of cards.

Recurring Bank Payments

Automatically collect recurring payments directly from a customer’s bank account.

Large Transaction Payments

Accept high-value payments without the high fees that often come with card transactions.

Online Bank Payments

Customers can pay directly from their bank account through your online checkout.

Invoice Payments via ACH

Let customers pay invoices using bank transfers instead of cards.

Recurring Bank Payments

Automatically collect recurring payments directly from a customer’s bank account.

Large Transaction Payments

Accept high-value payments without the high fees that often come with card transactions.

The Advantage Behind Every Payment

Lower Costs and Reliable Bank Transfers

Lower Processing Costs

ACH payments typically cost less than credit card transactions.

Reduce payment processing expenses
Improve margins on larger payments
Keep more of every transaction

Ideal for Large Transactions

Bank transfers work well for higher-value payments where card fees can become expensive.

Accept larger payments confidently
Avoid percentage-based card fees
Simplify higher-value transactions

Reliable Bank-to-Bank Transfers

ACH payments move funds directly between bank accounts.

Secure bank network transfers
No physical cards required
Stable and predictable payment flow

Simple to Set Up. Easy to Use.

Get Started

Contact Sales

Enable ACH Payments

Activate ACH as a payment option for your business.

Customer Enters Bank Details

Customers securely enter their bank account information.

Funds Transfer Directly

Payments move from their bank account to yours through the ACH network.

ACH Pricing

Predictable Pricing for Bank Payments

Give your customers an easy way to pay directly from their bank account while keeping costs predictable for your business.

Per Transaction Fee

Standard

$0.25

Standard ACH processing. Settles in 3–4 business days.

Per Transaction Fee

Fast

$1.00

Accelerated ACH processing with next business day settlement.

Per Transaction Fee

Instant

$1.75

Real-time ACH processing with instant fund delivery.

Monthly Fee

$10.00

Applies for businesses accepting ACH payments.

Return Fee

$5.00

Occurs when a bank sends a payment back.

Late Return Fee

$15.00

Occurs when a return is received after the standard window.

Get Started

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businesses choose.

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Get the Answers You Need

Frequently Asked Questions

ACH payments are bank-to-bank transfers that move funds directly between bank accounts without using a card.

ACH is commonly used for larger payments, recurring billing, or situations where businesses want to reduce card processing fees.

ACH transfers typically take one to three business days to settle depending on the bank.

Yes. ACH transfers are processed through regulated banking networks designed for secure fund transfers.

Yes. ACH works well for subscriptions, memberships, and ongoing billing.

No. Customers simply provide their bank account and routing number to complete the transfer.

Yes. ACH can be offered alongside credit cards, debit cards, and other payment methods.

More Than A Payment Processor

Providing Benefits Your Business Deserves

Delivering the reliability, transparency, and support your business can count on.

Uncompromising Security
and Compliance

PCI-compliant with advanced fraud protection for every transaction.

Award-Winning
24/7/365 Support

Our team is ready to support you any time, day or night.

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Talk to our Sales Team

Ask us questions, get answers, and find out which
Quantum products best fit your needs.

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24/7/365 support from real humans with assistance
available in 6 languages.

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Email Support

Quantum Electronic Payments LLC is a registered ISO/MSP of Central Bank, St. Louis, MO; Avidia Bank, Hudson, MA; and FFB Bank, Fresno, CA.

24/7 Multi-Lingual Support

Sales:

(888) 858-1678 ext. 108

Support:

(888) 858-1678 ext. 100

24/7 Multi-Lingual Support

Sales:

(888) 858-1678 ext. 108

Support:

(888) 858-1678 ext. 100

Quantum Electronic Payments LLC is a registered ISO/MSP of Central Bank, St. Louis, MO, and FFB Bank, Fresno, CA.

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Accept Bank Payments Without Card Processing Fees

Reduce Payment Costs While Making Large Payments Easier

Card Fees Add Up Quickly

Some Customers Prefer Bank Transfers

A Better Way to Accept Larger Payments

Accept Bank Transfers in the Way That Fits Your Business

Online Bank Payments

Invoice Payments via ACH

Recurring Bank Payments

Large Transaction Payments

Online Bank Payments

Invoice Payments via ACH

Recurring Bank Payments

Large Transaction Payments

Lower Costs and Reliable Bank Transfers

Lower Processing Costs

Ideal for Large Transactions

Reliable Bank-to-Bank Transfers

Simple to Set Up. Easy to Use.

Enable ACH Payments

Customer Enters Bank Details

Funds Transfer Directly

Predictable Pricing for Bank Payments

Built for Merchants. Chosen by Agents.

The PayTech partner leading businesses choose.

Get the Answers You Need

Frequently Asked Questions

What are ACH payments?

When should I use ACH payments?

How long do ACH payments take to process?

Are ACH payments secure?

Can I use ACH for recurring payments?

Do customers need a special account to pay with ACH?

Can ACH work alongside card payments?

More Than A Payment Processor

Providing Benefits Your Business Deserves

Uncompromising Security and Compliance

Award-Winning24/7/365 Support

You're in Good Company

Trusted and loved by thousands of businesses

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Connect With Us

Real Support from Real People

Talk to our Sales Team​

Industry-leading Support

24/7 Multi-Lingual Support

24/7 Multi-Lingual Support

Contact Sales

Find a time to meet

Your information

24/7/365 Support

The PayTech partner leading
businesses choose.

Uncompromising Security
and Compliance

Award-Winning
24/7/365 Support

Talk to our Sales Team