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Payments for Local Government

Smarter Payments for Your Community

Tools built to support the services your community depends on.

Accept All Payments
Accept cards, digital wallets, and secure online payments so residents can pay the way they prefer.
Streamline Permits and Licensing
Collect payments for permits, inspections, and business licenses with less administrative work.
Simplify Utility Bill Payments
Automate billing and recurring payments for utilities like water, sewer, and municipal services.
Faster Payments for Citations and Fines
Allow residents to quickly pay parking tickets, violations, and municipal citations online.
Support Parks, Recreation, and Community Programs
Collect payments for parks, recreation programs, events, and facility rentals with simple payment tools.
Accept All Payments
Accept cards, digital wallets, and secure online payments so residents can pay the way they prefer.
Simplify Utility Bill Payments
Automate billing and recurring payments for utilities like water, sewer, and municipal services.
Streamline Permits and Licensing
Collect payments for permits, inspections, and business licenses with less administrative work.
Faster Payments for Citations and Fines
Allow residents to quickly pay parking tickets, violations, and municipal citations online.
Support Parks, Recreation, and Community Programs
Collect payments for parks, recreation programs, events, and facility rentals with simple payment tools.

Smarter Billing for Your Municipality

Get paid fast and start invoicing with the platform that keeps payments simple, secure and on schedule.

Invoicing Made Simple

Send professional invoices that reflect your brand.

Custom Branding

Add your logo, colors and business info to every invoice.

Instant Delivery

Email or text invoices instantly and get notifications when they’re viewed or paid.

Flexible Billing Options

Handle one-time charges or recurring payments on your schedule.

Automated Billing

Set recurring invoices to run automatically on your preferred business days.

Tax and Tip Controls

Apply taxes per line item and include tipping options seamlessly.

Get Paid Faster

Give customers multiple ways to pay so you can collect securely and quickly.

Multi-Payment

Accept credit, debit and ACH payment types.

Smart Invoicing

Send invoices by email or text so payments can
happen from any device.

Stay Organized

Keep all invoices and payments under control from a single dashboard.

Dashboard Tracking

Monitor paid, pending and overdue invoices in one place.

Seamless Workflow

Keep invoicing connected across your Quantum POS and online portal.

Choose a gateway that works for you

Gateways

Open more opportunities for your business with gateways that make every payment
smooth, secure, and effortless, with pricing that fits your business needs.

Qoin

Eliminate fees and keep
more profits with every sale.
Starting at

$0

Per Month

+ Transaction Fees

NMI

Clear pricing that saves
money on interchange costs.
Starting at

$10

Per Month

+ Transaction Fees

Authorize.NET

Predictable rates with no
hidden fees or surprises.
Starting at

$15

Per Month

+ Transaction Fees

iPOSPays

Clear pricing that saves
money on interchange costs.
Starting at

$10

Per Month

+ Transaction Fees

FluidPay

Eliminate fees and keep
more profits with every sale.
Starting at

$10

Per Month

+ Transaction Fees

IntelliPay

Clear pricing that saves
money on interchange costs.
Starting at

$10

Per Month

+ Transaction Fees

Compare Gateways

Qoin
NMI
Authorize.NET
iPOSpays
FluidPay
IntelliPay
Monthly
$10/mo.
$10/mo.
$15/mo.
$10/mo.
$10/mo.
$10/mo.
Per Transaction Cost
+ 5¢
Starting at
$0.10 + Fees
+ 10¢
+ 5¢
+ 5¢
+ 5¢
ACH
Coming Soon
Charged through
NMI
Charged through
Authorize. NET
Yes
Yes
N/A
Batch Fee
Free
Free
+ 10¢
Free
N/A
Free
Setup Fee
Free
Free
Free
Free
Free
Free
Card Reader
Virtual Terminal Only
Compatible with
ID TECH VP3350
Compatible with
ID Tech Augusta
Compatible with
Dejavoo P17
Additional costs may apply
Virtual Terminal Only
Compatible with
BBPOS Chipper
Customer Payment Page
Yes
N/A
N/A
Yes
Yes
N/A
Customer Storage Vault
$5/mo. + 5¢ per transaction
Charged through
NMI
Free
Free
+ 5¢ per added customer
N/A
International Invoicing
$0/mo.
3% + 15¢ per transaction
N/A
N/A
N/A
N/A
N/A
Invoicing
$5/mo.
5¢ per transaction
Charged through
NMI
Free
Free
4¢ per invoice
N/A
Level 2 / Level 3
Yes
N/A
N/A
N/A
N/A
N/A
Recurring Billing
$5/mo.
5¢ per transaction
Free
Free
Free
Free
N/A
Robust Reporting
Free
Free
Free
Free
Free
N/A
Shopping Cart Integration
Free
Free
Free – Additional costs may apply
Free – Additional costs may apply
Free – Additional costs may apply
N/A
Virtual Terminal
Free
Free
Free
Free
Free
N/A
Compatible With
WooCommerce
Shopify, WooCommerce, BigCommerce
Shopify, WooCommerce, BigCommerce, Ecwid, 
Salesforce Commerce Cloud
N/A
N/A
N/A
Qoin
NMI
Authorize.NET
iPOSpays
FluidPay
IntelliPay
Monthly
$10/mo.
$10/mo.
$15/mo.
$10/mo.
$10/mo.
$10/mo.
Per Transaction Cost
+ 5¢
Starting at
$0.10 + Fees
+ 10¢
+ 5¢
+ 5¢
+ 10¢
ACH
Coming Soon
Charged through
NMI
Charged through
Authorize. NET
Yes
Yes
N/A
Batch Fee
Free
Free
+ 10¢
Free
N/A
Free
Setup Fee
Free
Free
Free
Free
Free
Free
Card Reader
Virtual Terminal Only
Compatible with
ID TECH VP3350
Compatible with
ID Tech Augusta
Compatible with
Dejavoo P17
Additional costs may apply
Virtual Terminal Only
Compatible with
BBPOS Chipper
Customer Payment Page
Yes
N/A
N/A
Yes
Yes
N/A
Customer Storage Vault
$5/mo. + 5¢ per transaction
Charged through
NMI
Free
Free
+ 5¢ per added customer
N/A
International Invoicing
$0/mo.
3% + 15¢ per transaction
N/A
N/A
N/A
N/A
N/A
Invoicing
$5/mo.
5¢ per transaction
Charged through
NMI
Free
Free
4¢ per invoice
N/A
Level 2 / Level 3
Yes
N/A
N/A
N/A
N/A
N/A
Recurring Billing
$5/mo.
5¢ per transaction
Free
Free
Free
Free
N/A
Robust Reporting
Free
Free
Free
Free
Free
N/A
Shopping Cart Integration
Free
Free
Free – Additional costs may apply
Free – Additional costs may apply
Free – Additional costs may apply
N/A
Virtual Terminal
Free
Free
Free
Free
Free
N/A
Compatible With
WooCommerce
Shopify, WooCommerce, BigCommerce
Shopify, WooCommerce, BigCommerce, Ecwid, 
Salesforce Commerce Cloud
N/A
N/A
N/A

On average merchants who switch to Quantum save at least 25% in processor fees. 
Say hello to bigger profits and a future without limits.

Qoin

Open a Gateway to Smarter,
Better Business

Do more with Qoin, the next-generation global payments platform for tomorrow's businesses.

01

Open API

Quickly link Qoin to any eCommerce or software platform for custom workflows.

02

Flexible Invoicing

Tax by item, accept tips, and send fully-branded invoices for professional billing.

03

Auto Level 2/3 Qualification

Capture maximum revenue on every transaction automatically.

04

Mobile Payment Access

Manage transactions and monitor activity from any mobile device.

05

Recurring Billing

Set up automated, customizable recurring payments to simplify subscriptions.

06

Multi-Card Vault

Safely store multiple payment methods for repeat customers.

07

3DS Integration

Add authentication to online payments to reduce declines and increase security.

08

International Invoicing

Send invoices globally with low transaction fees and no hidden costs.

09

Custom Roles & Permissions

Control who can access and manage payments with tailored user settings.

Accept Payments Online

Secure checkout for cards, digital wallets and beyond.

Seamless Integrations

Connect with your existing tools and platforms with ease.

Scale Without Limits 

Grow online confidently with tools that move with your business.

Give Residents the Option to Pay In Person

Accept Payments Anywhere

Accept secure card-present payments at retail locations, pop-ups, or events with modern POS solutions.

Flexible POS & Hardware Options

Choose from a range of payment terminals and devices designed to support different in-person sales environments.

Fast Setup for In-Person Sales

Get started quickly with payment solutions designed to help your business begin accepting in-person payments without delays.
Accept Payments Your Way

Customized Solutions. Transparent Pricing.

Pricing designed to help your business keep more of what it earns, with flexible programs, transparent rates, and tools that make payments simple and reliable.

QRev

Eliminate fees and keep
more profits with every sale.
Starting at

$29

Per Month Unlimited
Dual Pricing

Flat Rate

Predictable rates with no
hidden fees or surprises.
Rates as low as

2.3%

+ 10¢ Per Transaction
Most Popular

QPlus

Clear pricing that saves
money on interchange costs.
Rates as low as

0.15%

+ 5¢ Per Transaction
Interchange Plus

QRev

Eliminate fees and keep
more profits with every sale.
Starting at

$29

Per Month Unlimited
Dual Pricing
All About QRev
QRev is a PCI-compliant pricing program built for merchants who want to manage costs without limiting transactions. QRev offers unlimited processing and gives merchants the ability to offset card processing fees by passing them transparently to customers. QRev is designed for businesses looking to simplify payments, stay compliant, and maintain control over their bottom line.
  • Dual and Triple Pricing options available 
  • PCI-Compliant, nationwide 
  • Ability to cancel anytime 
  • Unlimited transactions
  • No contracts or hidden fees

Flat Rate

Predictable rates with no
hidden fees or surprises.
Rates as low as

2.3%

+ 10¢ Per Transaction
Most Popular
All About Flat Rate
Flat Rate is a simple, predictable pricing program built for merchants who want clear, consistent costs. With one true flat rate for every transaction, businesses can easily understand and manage processing fees. Flat Rate is designed for merchants looking for straightforward setup, transparent pricing, and lower fees compared to major platforms like Square, Stripe, and PayPal.
  • One true flat rate for all transactions
  • Easy onboarding with no volume thresholds
  • No hidden fees or variable markups
  • Ability to cancel anytime

QPlus

Clear pricing that saves
money on interchange costs.
Rates as low as

0.15%

+ 5¢ Per Transaction
Interchange Plus
All About QPlus
QPlus is an interchange-plus pricing program that gives merchants transparent pricing and clear visibility into processing costs. Businesses can optimize transactions to qualify for lower rates, with guidance from pricing experts to identify potential savings. It is ideal for merchants looking to reduce fees and understand exactly what they're paying for.
  • Granular rates
  • No hidden fees or inflated assessments
  • Ability to cancel anytime
  • Level 2/3 Optimization to reduce fees
  • Access to pricing experts for guidance
All About QRev
QRev is a PCI-compliant pricing program built for merchants who want to manage costs without limiting transactions. QRev offers unlimited processing and gives merchants the ability to offset card processing fees by passing them transparently to customers. QRev is designed for businesses looking to simplify payments, stay compliant, and maintain control over their bottom line.
  • Dual and Triple Pricing options available 
  • PCI-Compliant, nationwide 
  • Ability to cancel anytime 
  • Unlimited transactions
  • No contracts or hidden fees
All About Flat Rate
Flat Rate is a simple, predictable pricing program built for merchants who want clear, consistent costs. With one true flat rate for every transaction, businesses can easily understand and manage processing fees. Flat Rate is designed for merchants looking for straightforward setup, transparent pricing, and lower fees compared to major platforms like Square, Stripe, and PayPal.
  • One true flat rate for all transactions
  • Easy onboarding with no volume thresholds
  • No hidden fees or variable markups
  • Ability to cancel anytime
All About QPlus
QPlus is an interchange-plus pricing program that gives merchants transparent pricing and clear visibility into processing costs. Businesses can optimize transactions to qualify for lower rates, with guidance from pricing experts to identify potential savings. It is ideal for merchants looking to reduce fees and understand exactly what they're paying for.
  • Granular rates
  • No hidden fees or inflated assessments
  • Ability to cancel anytime
  • Level 2/3 Optimization to reduce fees
  • Access to pricing experts for guidance

Compare Pricing Plans

QRev
Flat Rate
QPlus
QRev
Starting at
$29
N/A
$21/mo.
Card Present
Unlimited

Transactions
Starting at
2.3% + $0.10

per transaction
Starting at
0.15% + $0.05 

per transaction
Card Not Present
Unlimited

Transactions
Paid by Merchant
2.6% + $0.30

per transaction
Paid by Merchant
0.15% + $0.05 

per transaction
ACH / Bank Transfer
...
...
...
Next-Day Funding
For Approved Merchants
$0
For Approved Merchants
$0
For Approved Merchants
$0
Cancellation Fee
$0
$0
$0
Gateway Compatible
Yes
Yes
Yes
Virtual Terminal
Included
Included
Included
Free Terminal Placement
Available
Available
Available
QRev
Flat Rate
QPlus
Monthly
Starting at
$29
N/A
$21/mo.
Card Present
Unlimited

Transactions
Starting at
2.3% + $0.10

per transaction
Starting at
0.15% + 5 Cents

per transaction
Card Not Present
Unlimited

Transactions
Paid by Merchant
2.6% + $0.30

per transaction
Paid by Merchant
0.15% + 5 Cents

per transaction
ACH / Bank Transfer
...
...
...
Next-Day Funding
For Approved Merchants
$0
For Approved Merchants
$0
For Approved Merchants
$0
Cancellation Fee
$0
$0
$0
Gateway Compatible
Yes
Yes
Yes
Virtual Terminal
Included
Included
Included
Free Terminal Placement
Available
Available
Available

QRev

Eliminate fees and keep
more profits with every sale.
Starting at

$29

Per Month Unlimited
Dual Pricing

Flat Rate

Predictable rates with no
hidden fees or surprises.
Rates as low as

2.6%

+ 30¢ Per Transaction
Most Popular

QPlus

Clear pricing that saves
money on interchange costs.
Rates as low as

0.15%

+ 5¢ Per Transaction
Interchange Plus

QRev

Eliminate fees and keep
more profits with every sale.
Starting at

$29

Per Month Unlimited
Dual Pricing
All About QRev
QRev is a PCI-compliant pricing program built for merchants who want to manage costs without limiting transactions. QRev offers unlimited processing and gives merchants the ability to offset card processing fees by passing them transparently to customers. QRev is designed for businesses looking to simplify payments, stay compliant, and maintain control over their bottom line.
  • Dual and Triple Pricing options available 
  • PCI-Compliant, nationwide 
  • Ability to cancel anytime 
  • Unlimited transactions
  • No contracts or hidden fees

Flat Rate

Predictable rates with no
hidden fees or surprises.
Rates as low as

2.6%

+ 30¢ Per Transaction
Most Popular
All About Flat Rate
Flat Rate is a simple, predictable pricing program built for merchants who want clear, consistent costs. With one true flat rate for every transaction, businesses can easily understand and manage processing fees. Flat Rate is designed for merchants looking for straightforward setup, transparent pricing, and lower fees compared to major platforms like Square, Stripe, and PayPal.
  • One true flat rate for all transactions
  • Easy onboarding with no volume thresholds
  • No hidden fees or variable markups
  • Ability to cancel anytime

QPlus

Clear pricing that saves
money on interchange costs.
Rates as low as

0.15%

+ 5¢ Per Transaction
Interchange Plus
All About QPlus
QPlus is an interchange-plus pricing program that gives merchants transparent pricing and clear visibility into processing costs. Businesses can optimize transactions to qualify for lower rates, with guidance from pricing experts to identify potential savings. It is ideal for merchants looking to reduce fees and understand exactly what they're paying for.
  • Granular rates
  • No hidden fees or inflated assessments
  • Ability to cancel anytime
  • Level 2/3 Optimization to reduce fees
  • Access to pricing experts for guidance
All About QRev
QRev is a PCI-compliant pricing program built for merchants who want to manage costs without limiting transactions. QRev offers unlimited processing and gives merchants the ability to offset card processing fees by passing them transparently to customers. QRev is designed for businesses looking to simplify payments, stay compliant, and maintain control over their bottom line.
  • Dual and Triple Pricing options available 
  • PCI-Compliant, nationwide 
  • Ability to cancel anytime 
  • Unlimited transactions
  • No contracts or hidden fees
All About Flat Rate
Flat Rate is a simple, predictable pricing program built for merchants who want clear, consistent costs. With one true flat rate for every transaction, businesses can easily understand and manage processing fees. Flat Rate is designed for merchants looking for straightforward setup, transparent pricing, and lower fees compared to major platforms like Square, Stripe, and PayPal.
  • One true flat rate for all transactions
  • Easy onboarding with no volume thresholds
  • No hidden fees or variable markups
  • Ability to cancel anytime
All About QPlus
QPlus is an interchange-plus pricing program that gives merchants transparent pricing and clear visibility into processing costs. Businesses can optimize transactions to qualify for lower rates, with guidance from pricing experts to identify potential savings. It is ideal for merchants looking to reduce fees and understand exactly what they're paying for.
  • Granular rates
  • No hidden fees or inflated assessments
  • Ability to cancel anytime
  • Level 2/3 Optimization to reduce fees
  • Access to pricing experts for guidance

Compare Pricing Plans

QRev
Flat Rate
QPlus
QRev
Starting at
$29
N/A
$21/mo.
Card Present
Unlimited

Transactions
Starting at
2.3% + $0.10

per transaction
Starting at
0.15% + $0.05 

per transaction
Card Not Present
Unlimited

Transactions
Paid by Merchant
2.6% + $0.30

per transaction
Paid by Merchant
0.15% + $0.05 

per transaction
ACH / Bank Transfer
...
...
...
Next-Day Funding
For Approved Merchants
$0
For Approved Merchants
$0
For Approved Merchants
$0
Cancellation Fee
$0
$0
$0
Gateway Compatible
Yes
Yes
Yes
Virtual Terminal
Included
Included
Included
Free Terminal Placement
Available
Available
Available
QRev
Flat Rate
QPlus
Monthly
Starting at
$29
N/A
$21/mo.
Card Present
Unlimited

Transactions
Starting at
2.3% + $0.10

per transaction
Starting at
0.15% + 5 Cents

per transaction
Card Not Present
Unlimited

Transactions
Paid by Merchant
2.6% + $0.30

per transaction
Paid by Merchant
0.15% + 5 Cents

per transaction
ACH / Bank Transfer
...
...
...
Next-Day Funding
For Approved Merchants
$0
For Approved Merchants
$0
For Approved Merchants
$0
Cancellation Fee
$0
$0
$0
Gateway Compatible
Yes
Yes
Yes
Virtual Terminal
Included
Included
Included
Free Terminal Placement
Available
Available
Available

On average merchants who switch to Quantum save at least 25% in processor fees. Say hello to bigger profits and a future without limits.

Choose a plan that works for you

POS Software Packages

Keep your operations running smoothly with solutions that simplify transactions, streamline workflows, and scale as your business expands.
Lite
Affordable POS with essential features, perfect for startups and small businesses.
Starting at

$35

/mo.
Menu Building
Employee Management
Advanced Reporting
Inline Tip / Tip Adjustment
Order Modifiers
Integrated Barcode Scanner
Essentials
Expanded features to manage and grow with ease, ideal for businesses looking to scale.
Starting at

$59

/mo.
Everything in Lite
Bar Tabs
Customer Management
Table Mapping
Service Areas
Inventory Management
Enterprise
Advanced POS solutions built for high-volume merchants who need more control.
Starting at

$199

/mo.
Everything in Essentials
Customer Loyalty
Gift Cards​
Online Ordering
Kitchen Display Software
Mobile Order Taker
Custom
A fully tailored POS package designed to fit the way your business runs.
Starting at

$59

/mo.
Customizable
Lite
Affordable POS with essential features, perfect for startups and small businesses.
Starting at

$35

/mo.
Menu Building
Employee Management
Advanced Reporting
Inline Tip / Tip Adjustment
Order Modifiers
Integrated Barcode Scanner
Essentials
Expanded features to manage and grow with ease, ideal for businesses looking to scale.
Starting at

$59

/mo.
Everything in Lite
Bar Tabs
Customer Management
Table Mapping
Service Areas
Inventory Management
Enterprise
Advanced POS solutions built for high-volume merchants who need more control.
Starting at

$199

/mo.
Everything in Essentials
Customer Loyalty
Gift Cards​
Online Ordering
Kitchen Display Software
Mobile Order Taker
Custom
A fully tailored POS package designed to fit the way your business runs.
Starting at

$59

/mo.
Customizable
More Than A Payment Processor

Providing Benefits Your Business Deserves

Delivering the reliability, transparency, and support your business can count on.

Uncompromising Security
and Compliance

PCI-compliant with advanced fraud protection for every transaction.

Award-Winning
24/7/365 Support

Our team is ready to support you any time, day or night.

Start growing with Quantum

Create your free account in minutes, and join the thousands of
businesses using Quantum
24/7 Multi-Lingual Support
Quantum Electronic Payments LLC is a registered ISO/MSP of Central Bank, St. Louis, MO, and FFB Bank, Fresno, CA.
© Copyright 2026 Quantum ePay
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