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Keyed-In Payments

Payments Built Into Your Platform

Why Keyed-In Payments Matter

Take Payments Anytime, Even Without a Card Reader

Mobile payment at bakery counter

Not Every Customer Is In Front of You

Some payments happen over the phone, by request, or after the fact.

Waiting to Collect Payment Slows Cash Flow

If you cannot take payment right away, it can delay when you get paid.

A Simple Way to Get Paid on the Spot

Keyed-in payments let you process transactions from anywhere, without hardware.
Ways to Accept Keyed-In Payments

Simple Options for Taking Payments

Invoice Follow-Ups
Manually enter payment details for customers who prefer to pay over the phone.
Backup Payment Option
Keep payments moving when hardware isn’t available or a card reader isn’t in use.
Phone Orders (MOTO)
Take payments over the phone by entering card information while speaking with customers.
Marketplace & Multi-Party Payments
Process payments from order forms or written customer details when needed.
Virtual Terminal
Enter card details manually through a secure online dashboard to process payments from anywhere.
Invoice Follow-Ups
Manually enter payment details for customers who prefer to pay over the phone.
Backup Payment Option
Keep payments moving when hardware isn’t available or a card reader isn’t in use.
Phone Orders (MOTO)
Take payments over the phone by entering card information while speaking with customers.
Mail Orders
Process payments from order forms or written customer details when needed.
Virtual Terminal
Enter card details manually through a secure online dashboard to process payments from anywhere.
The Advantage Behind Every Payment

Built for Flexible, Remote Payments

Faster Transactions. Shorter Lines.

Payments process quickly, reducing wait times and keeping lines moving.
  • Fast, responsive hardware
  • Optimized transaction speed
  • Minimal delays at checkout

Simple and Familiar to Use

Get started quickly without complex setup or training.
  • Clean, easy-to-use interface
  • Minimal steps to complete a transaction
  • Designed for everyday use

Stay Secure While Entering Payments

Protect sensitive card data while processing transactions manually.
  • Secure, encrypted entry
  • Tokenization to protect card details
  • Built-in fraud protection tools

Keep Payments Moving

Avoid delays when other payment methods aren’t available.
  • Reliable backup option
  • Process payments in real time
  • No interruption to your workflow

Faster Transactions. Shorter Lines.

Payments process quickly, reducing wait times and keeping lines moving.
  • Fast, responsive hardware
  • Optimized transaction speed
  • Minimal delays at checkout

Simple and Familiar to Use

Get started quickly without complex setup or training.
  • Clean, easy-to-use interface
  • Minimal steps to complete a transaction
  • Designed for everyday use

Stay Secure While Entering Payments

Protect sensitive card data while processing transactions manually.
  • Secure, encrypted entry
  • Tokenization to protect card details
  • Built-in fraud protection tools

Keep Payments Moving

Avoid delays when other payment methods aren’t available.
  • Reliable backup option
  • Process payments in real time
  • No interruption to your workflow

Simple to Use. Easy to Manage.

Small business owner managing payments from a smartphone

Enter Payment Details

Input card information through the virtual terminal.
Barista making coffee

Process the Transaction

Process the payment, confirm approval, and complete the transaction instantly.
Staff processing payment with countertop terminal

Track and Manage

View transactions, monitor activity, and manage payments from one place.
100+ Integrations for Your Business

Integrations Are Deal Makers Not Deal Breakers

Seamlessly connect with gateways, software, and shopping carts customized for your business.

Choose a gateway that works for you

Gateways

Open more opportunities for your business with gateways that make every payment
smooth, secure, and effortless, with pricing that fits your business needs.

Qoin

Eliminate fees and keep
more profits with every sale.
Starting at

$0

Per Month

+ Transaction Fees

NMI

Clear pricing that saves
money on interchange costs.
Starting at

$10

Per Month

+ Transaction Fees

Authorize.NET

Predictable rates with no
hidden fees or surprises.
Starting at

$15

Per Month

+ Transaction Fees

iPOSPays

Clear pricing that saves
money on interchange costs.
Starting at

$10

Per Month

+ Transaction Fees

FluidPay

Eliminate fees and keep
more profits with every sale.
Starting at

$10

Per Month

+ Transaction Fees

IntelliPay

Clear pricing that saves
money on interchange costs.
Starting at

$10

Per Month

+ Transaction Fees

Compare Gateways

Qoin
NMI
Authorize.NET
iPOSpays
FluidPay
IntelliPay
Monthly
$10/mo.
$10/mo.
$15/mo.
$10/mo.
$10/mo.
$10/mo.
Per Transaction Cost
+ 5¢
Starting at
$0.10 + Fees
+ 10¢
+ 5¢
+ 5¢
+ 5¢
ACH
Coming Soon
Charged through
NMI
Charged through
Authorize. NET
Yes
Yes
N/A
Batch Fee
Free
Free
+ 10¢
Free
N/A
Free
Setup Fee
Free
Free
Free
Free
Free
Free
Card Reader
Virtual Terminal Only
Compatible with
ID TECH VP3350
Compatible with
ID Tech Augusta
Compatible with
Dejavoo P17
Additional costs may apply
Virtual Terminal Only
Compatible with
BBPOS Chipper
Customer Payment Page
Yes
N/A
N/A
Yes
Yes
N/A
Customer Storage Vault
$5/mo. + 5¢ per transaction
Charged through
NMI
Free
Free
+ 5¢ per added customer
N/A
International Invoicing
$0/mo.
3% + 15¢ per transaction
N/A
N/A
N/A
N/A
N/A
Invoicing
$5/mo.
5¢ per transaction
Charged through
NMI
Free
Free
4¢ per invoice
N/A
Level 2 / Level 3
Yes
N/A
N/A
N/A
N/A
N/A
Recurring Billing
$5/mo.
5¢ per transaction
Free
Free
Free
Free
N/A
Robust Reporting
Free
Free
Free
Free
Free
N/A
Shopping Cart Integration
Free
Free
Free – Additional costs may apply
Free – Additional costs may apply
Free – Additional costs may apply
N/A
Virtual Terminal
Free
Free
Free
Free
Free
N/A
Compatible With
WooCommerce
Shopify, WooCommerce, BigCommerce
Shopify, WooCommerce, BigCommerce, Ecwid, 
Salesforce Commerce Cloud
N/A
N/A
N/A
Qoin
NMI
Authorize.NET
iPOSpays
FluidPay
IntelliPay
Monthly
$10/mo.
$10/mo.
$15/mo.
$10/mo.
$10/mo.
$10/mo.
Per Transaction Cost
+ 5¢
Starting at
$0.10 + Fees
+ 10¢
+ 5¢
+ 5¢
+ 10¢
ACH
Coming Soon
Charged through
NMI
Charged through
Authorize. NET
Yes
Yes
N/A
Batch Fee
Free
Free
+ 10¢
Free
N/A
Free
Setup Fee
Free
Free
Free
Free
Free
Free
Card Reader
Virtual Terminal Only
Compatible with
ID TECH VP3350
Compatible with
ID Tech Augusta
Compatible with
Dejavoo P17
Additional costs may apply
Virtual Terminal Only
Compatible with
BBPOS Chipper
Customer Payment Page
Yes
N/A
N/A
Yes
Yes
N/A
Customer Storage Vault
$5/mo. + 5¢ per transaction
Charged through
NMI
Free
Free
+ 5¢ per added customer
N/A
International Invoicing
$0/mo.
3% + 15¢ per transaction
N/A
N/A
N/A
N/A
N/A
Invoicing
$5/mo.
5¢ per transaction
Charged through
NMI
Free
Free
4¢ per invoice
N/A
Level 2 / Level 3
Yes
N/A
N/A
N/A
N/A
N/A
Recurring Billing
$5/mo.
5¢ per transaction
Free
Free
Free
Free
N/A
Robust Reporting
Free
Free
Free
Free
Free
N/A
Shopping Cart Integration
Free
Free
Free – Additional costs may apply
Free – Additional costs may apply
Free – Additional costs may apply
N/A
Virtual Terminal
Free
Free
Free
Free
Free
N/A
Compatible With
WooCommerce
Shopify, WooCommerce, BigCommerce
Shopify, WooCommerce, BigCommerce, Ecwid, 
Salesforce Commerce Cloud
N/A
N/A
N/A

On average merchants who switch to Quantum save at least 25% in processor fees. 
Say hello to bigger profits and a future without limits.

Accept Payments Your Way

Customized Solutions. Transparent Pricing.

Pricing designed to help your business keep more of what it earns, with flexible programs, transparent rates, and tools that make payments simple and reliable.

QRev

Eliminate fees and keep
more profits with every sale.
Starting at

$29

Per Month Unlimited
Dual Pricing

Flat Rate

Predictable rates with no
hidden fees or surprises.
Rates as low as

2.3%

+ 10¢ Per Transaction
Most Popular

QPlus

Clear pricing that saves
money on interchange costs.
Rates as low as

0.15%

+ 5¢ Per Transaction
Interchange Plus

QRev

Eliminate fees and keep
more profits with every sale.
Starting at

$29

Per Month Unlimited
Dual Pricing
All About QRev
QRev is a PCI-compliant pricing program built for merchants who want to manage costs without limiting transactions. QRev offers unlimited processing and gives merchants the ability to offset card processing fees by passing them transparently to customers. QRev is designed for businesses looking to simplify payments, stay compliant, and maintain control over their bottom line.
  • Dual and Triple Pricing options available 
  • PCI-Compliant, nationwide 
  • Ability to cancel anytime 
  • Unlimited transactions
  • No contracts or hidden fees

Flat Rate

Predictable rates with no
hidden fees or surprises.
Rates as low as

2.3%

+ 10¢ Per Transaction
Most Popular
All About Flat Rate
Flat Rate is a simple, predictable pricing program built for merchants who want clear, consistent costs. With one true flat rate for every transaction, businesses can easily understand and manage processing fees. Flat Rate is designed for merchants looking for straightforward setup, transparent pricing, and lower fees compared to major platforms like Square, Stripe, and PayPal.
  • One true flat rate for all transactions
  • Easy onboarding with no volume thresholds
  • No hidden fees or variable markups
  • Ability to cancel anytime

QPlus

Clear pricing that saves
money on interchange costs.
Rates as low as

0.15%

+ 5¢ Per Transaction
Interchange Plus
All About QPlus
QPlus is an interchange-plus pricing program that gives merchants transparent pricing and clear visibility into processing costs. Businesses can optimize transactions to qualify for lower rates, with guidance from pricing experts to identify potential savings. It is ideal for merchants looking to reduce fees and understand exactly what they're paying for.
  • Granular rates
  • No hidden fees or inflated assessments
  • Ability to cancel anytime
  • Level 2/3 Optimization to reduce fees
  • Access to pricing experts for guidance
All About QRev
QRev is a PCI-compliant pricing program built for merchants who want to manage costs without limiting transactions. QRev offers unlimited processing and gives merchants the ability to offset card processing fees by passing them transparently to customers. QRev is designed for businesses looking to simplify payments, stay compliant, and maintain control over their bottom line.
  • Dual and Triple Pricing options available 
  • PCI-Compliant, nationwide 
  • Ability to cancel anytime 
  • Unlimited transactions
  • No contracts or hidden fees
All About Flat Rate
Flat Rate is a simple, predictable pricing program built for merchants who want clear, consistent costs. With one true flat rate for every transaction, businesses can easily understand and manage processing fees. Flat Rate is designed for merchants looking for straightforward setup, transparent pricing, and lower fees compared to major platforms like Square, Stripe, and PayPal.
  • One true flat rate for all transactions
  • Easy onboarding with no volume thresholds
  • No hidden fees or variable markups
  • Ability to cancel anytime
All About QPlus
QPlus is an interchange-plus pricing program that gives merchants transparent pricing and clear visibility into processing costs. Businesses can optimize transactions to qualify for lower rates, with guidance from pricing experts to identify potential savings. It is ideal for merchants looking to reduce fees and understand exactly what they're paying for.
  • Granular rates
  • No hidden fees or inflated assessments
  • Ability to cancel anytime
  • Level 2/3 Optimization to reduce fees
  • Access to pricing experts for guidance

Compare Pricing Plans

QRev
Flat Rate
QPlus
QRev
Starting at
$29
N/A
$21/mo.
Card Present
Unlimited

Transactions
Starting at
2.3% + $0.10

per transaction
Starting at
0.15% + $0.05 

per transaction
Card Not Present
Unlimited

Transactions
Paid by Merchant
2.6% + $0.30

per transaction
Paid by Merchant
0.15% + $0.05 

per transaction
ACH / Bank Transfer
...
...
...
Next-Day Funding
For Approved Merchants
$0
For Approved Merchants
$0
For Approved Merchants
$0
Cancellation Fee
$0
$0
$0
Gateway Compatible
Yes
Yes
Yes
Virtual Terminal
Included
Included
Included
Free Terminal Placement
Available
Available
Available
QRev
Flat Rate
QPlus
Monthly
Starting at
$29
N/A
$21/mo.
Card Present
Unlimited

Transactions
Starting at
2.3% + $0.10

per transaction
Starting at
0.15% + 5 Cents

per transaction
Card Not Present
Unlimited

Transactions
Paid by Merchant
2.6% + $0.30

per transaction
Paid by Merchant
0.15% + 5 Cents

per transaction
ACH / Bank Transfer
...
...
...
Next-Day Funding
For Approved Merchants
$0
For Approved Merchants
$0
For Approved Merchants
$0
Cancellation Fee
$0
$0
$0
Gateway Compatible
Yes
Yes
Yes
Virtual Terminal
Included
Included
Included
Free Terminal Placement
Available
Available
Available

QRev

Eliminate fees and keep
more profits with every sale.
Starting at

$29

Per Month Unlimited
Dual Pricing

Flat Rate

Predictable rates with no
hidden fees or surprises.
Rates as low as

2.6%

+ 30¢ Per Transaction
Most Popular

QPlus

Clear pricing that saves
money on interchange costs.
Rates as low as

0.15%

+ 5¢ Per Transaction
Interchange Plus

QRev

Eliminate fees and keep
more profits with every sale.
Starting at

$29

Per Month Unlimited
Dual Pricing
All About QRev
QRev is a PCI-compliant pricing program built for merchants who want to manage costs without limiting transactions. QRev offers unlimited processing and gives merchants the ability to offset card processing fees by passing them transparently to customers. QRev is designed for businesses looking to simplify payments, stay compliant, and maintain control over their bottom line.
  • Dual and Triple Pricing options available 
  • PCI-Compliant, nationwide 
  • Ability to cancel anytime 
  • Unlimited transactions
  • No contracts or hidden fees

Flat Rate

Predictable rates with no
hidden fees or surprises.
Rates as low as

2.6%

+ 30¢ Per Transaction
Most Popular
All About Flat Rate
Flat Rate is a simple, predictable pricing program built for merchants who want clear, consistent costs. With one true flat rate for every transaction, businesses can easily understand and manage processing fees. Flat Rate is designed for merchants looking for straightforward setup, transparent pricing, and lower fees compared to major platforms like Square, Stripe, and PayPal.
  • One true flat rate for all transactions
  • Easy onboarding with no volume thresholds
  • No hidden fees or variable markups
  • Ability to cancel anytime

QPlus

Clear pricing that saves
money on interchange costs.
Rates as low as

0.15%

+ 5¢ Per Transaction
Interchange Plus
All About QPlus
QPlus is an interchange-plus pricing program that gives merchants transparent pricing and clear visibility into processing costs. Businesses can optimize transactions to qualify for lower rates, with guidance from pricing experts to identify potential savings. It is ideal for merchants looking to reduce fees and understand exactly what they're paying for.
  • Granular rates
  • No hidden fees or inflated assessments
  • Ability to cancel anytime
  • Level 2/3 Optimization to reduce fees
  • Access to pricing experts for guidance
All About QRev
QRev is a PCI-compliant pricing program built for merchants who want to manage costs without limiting transactions. QRev offers unlimited processing and gives merchants the ability to offset card processing fees by passing them transparently to customers. QRev is designed for businesses looking to simplify payments, stay compliant, and maintain control over their bottom line.
  • Dual and Triple Pricing options available 
  • PCI-Compliant, nationwide 
  • Ability to cancel anytime 
  • Unlimited transactions
  • No contracts or hidden fees
All About Flat Rate
Flat Rate is a simple, predictable pricing program built for merchants who want clear, consistent costs. With one true flat rate for every transaction, businesses can easily understand and manage processing fees. Flat Rate is designed for merchants looking for straightforward setup, transparent pricing, and lower fees compared to major platforms like Square, Stripe, and PayPal.
  • One true flat rate for all transactions
  • Easy onboarding with no volume thresholds
  • No hidden fees or variable markups
  • Ability to cancel anytime
All About QPlus
QPlus is an interchange-plus pricing program that gives merchants transparent pricing and clear visibility into processing costs. Businesses can optimize transactions to qualify for lower rates, with guidance from pricing experts to identify potential savings. It is ideal for merchants looking to reduce fees and understand exactly what they're paying for.
  • Granular rates
  • No hidden fees or inflated assessments
  • Ability to cancel anytime
  • Level 2/3 Optimization to reduce fees
  • Access to pricing experts for guidance

Compare Pricing Plans

QRev
Flat Rate
QPlus
QRev
Starting at
$29
N/A
$21/mo.
Card Present
Unlimited

Transactions
Starting at
2.3% + $0.10

per transaction
Starting at
0.15% + $0.05 

per transaction
Card Not Present
Unlimited

Transactions
Paid by Merchant
2.6% + $0.30

per transaction
Paid by Merchant
0.15% + $0.05 

per transaction
ACH / Bank Transfer
...
...
...
Next-Day Funding
For Approved Merchants
$0
For Approved Merchants
$0
For Approved Merchants
$0
Cancellation Fee
$0
$0
$0
Gateway Compatible
Yes
Yes
Yes
Virtual Terminal
Included
Included
Included
Free Terminal Placement
Available
Available
Available
QRev
Flat Rate
QPlus
Monthly
Starting at
$29
N/A
$21/mo.
Card Present
Unlimited

Transactions
Starting at
2.3% + $0.10

per transaction
Starting at
0.15% + 5 Cents

per transaction
Card Not Present
Unlimited

Transactions
Paid by Merchant
2.6% + $0.30

per transaction
Paid by Merchant
0.15% + 5 Cents

per transaction
ACH / Bank Transfer
...
...
...
Next-Day Funding
For Approved Merchants
$0
For Approved Merchants
$0
For Approved Merchants
$0
Cancellation Fee
$0
$0
$0
Gateway Compatible
Yes
Yes
Yes
Virtual Terminal
Included
Included
Included
Free Terminal Placement
Available
Available
Available

On average merchants who switch to Quantum save at least 25% in processor fees. Say hello to bigger profits and a future without limits.

Built for Merchants. Chosen by Agents.

The PayTech partner leading
businesses choose.

Quantum powers your profits, simplifies your operations, and strengthens customer relationships, with 5-star support that puts your business first.

Get the Answers You Need

Frequently Asked Questions

They are payments made using a card saved on a customer’s phone, watch, or browser so they do not have to type in their card details.

Yes. Digital wallets include Apple Pay, Google Pay, and similar options where customers store their cards and pay in a few taps.

Most customers already have wallets set up on their devices, so they can pay right away.

Yes. Customers can use digital wallets at checkout online or tap to pay in person.

Yes. Since card details are already saved, customers can complete payments in just a few seconds.

In most cases, yes. Digital wallets can be added to your current payment setup.

Yes. Payments use tokenization and device authentication like Face ID or fingerprint.

Start growing with Quantum

Create your free account in minutes, and join the thousands of
businesses using Quantum
24/7 Multi-Lingual Support
Quantum Electronic Payments LLC is a registered ISO/MSP of Central Bank, St. Louis, MO, and FFB Bank, Fresno, CA.
© Copyright 2026 Quantum ePay
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