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Embedded Payments

Payments Built Into Your Platform

Why Embedded Payments Matter

Keep Payments in Your Platform and Part of Your Business

Employees using tablet

Your Platform Already Drives Transactions

Your users are buying, selling, or getting paid through your product.

Sending Payments Elsewhere Breaks the Flow

Redirects create a disconnected experience and limit your visibility.

Bring Payments Into Your
Platform

Keep the experience consistent and turn payments into a natural part of your business.
Flexible ways to embed payments

Where Payments Live in Your Platform

Invoices With Built-In Payments
Send invoices that allow customers to pay instantly without leaving your system.
Embedded Checkout
Let users complete transactions directly inside your platform without redirects or third-party handoffs.
Subscriptions & Recurring Billing
Manage ongoing payments as part of your product experience, not a separate tool.
Marketplace & Multi-Party Payments
Support payments between users while controlling how funds move through your platform.
In-App & Mobile Payments
Accept payments inside mobile apps or software interfaces your users interact with daily.
Invoices With Built-In Payments
Send invoices that allow customers to pay instantly without leaving your system.
Embedded Checkout
Let users complete transactions directly inside your platform without redirects or third-party handoffs.
Subscriptions & Recurring Billing
Manage ongoing payments as part of your product experience, not a separate tool.
Marketplace & Multi-Party Payments
Support payments between users while controlling how funds move through your platform.
In-App & Mobile Payments
Accept payments inside mobile apps or software interfaces your users interact with daily.
The Advantage Behind Every Payment

Built for Platforms That Move Money

Turn Payments Into Revenue

Start earning from the transactions your platform already drives.
  • Revenue share opportunities tied to processing volume
  • Clear visibility into how payments contribute to your business
  • Flexible pricing structures that support your growth

Own Your Payment Experience

Keep payments inside your platform from start to finish.
  • No redirects or third-party checkout experiences
  • Consistent user experience across your product
  • Full control over how payments are presented

Flexible Payment Infrastructure

Build payments around your product, not the other way around.
  • Support for multiple payment types and use cases
  • Adaptable to different business models and workflows
  • Designed to scale with your platform

Simple to Launch. Built to Scale.

Small business owner managing payments from a smartphone

Integrate Into Your Platform

Connect payments directly into your product using flexible integration options.
Barista making coffee

Start Processing and Earning

Generate revenue from every transaction that happens inside your platform.
Staff processing payment with countertop terminal

Track and Grow

Monitor performance and manage activity to grow your business.
100+ Integrations for Your Business

Integrations Are Deal Makers Not Deal Breakers

Seamlessly connect with gateways, software, and shopping carts customized for your business.

Choose a gateway that works for you

Gateways

Open more opportunities for your business with gateways that make every payment
smooth, secure, and effortless, with pricing that fits your business needs.

Qoin

Eliminate fees and keep
more profits with every sale.
Starting at

$0

Per Month

+ Transaction Fees

NMI

Clear pricing that saves
money on interchange costs.
Starting at

$10

Per Month

+ Transaction Fees

Authorize.NET

Predictable rates with no
hidden fees or surprises.
Starting at

$15

Per Month

+ Transaction Fees

iPOSPays

Clear pricing that saves
money on interchange costs.
Starting at

$10

Per Month

+ Transaction Fees

FluidPay

Eliminate fees and keep
more profits with every sale.
Starting at

$10

Per Month

+ Transaction Fees

IntelliPay

Clear pricing that saves
money on interchange costs.
Starting at

$10

Per Month

+ Transaction Fees

Compare Gateways

Qoin
NMI
Authorize.NET
iPOSpays
FluidPay
IntelliPay
Monthly
$10/mo.
$10/mo.
$15/mo.
$10/mo.
$10/mo.
$10/mo.
Per Transaction Cost
+ 5¢
Starting at
$0.10 + Fees
+ 10¢
+ 5¢
+ 5¢
+ 5¢
ACH
Coming Soon
Charged through
NMI
Charged through
Authorize. NET
Yes
Yes
N/A
Batch Fee
Free
Free
+ 10¢
Free
N/A
Free
Setup Fee
Free
Free
Free
Free
Free
Free
Card Reader
Virtual Terminal Only
Compatible with
ID TECH VP3350
Compatible with
ID Tech Augusta
Compatible with
Dejavoo P17
Additional costs may apply
Virtual Terminal Only
Compatible with
BBPOS Chipper
Customer Payment Page
Yes
N/A
N/A
Yes
Yes
N/A
Customer Storage Vault
$5/mo. + 5¢ per transaction
Charged through
NMI
Free
Free
+ 5¢ per added customer
N/A
International Invoicing
$0/mo.
3% + 15¢ per transaction
N/A
N/A
N/A
N/A
N/A
Invoicing
$5/mo.
5¢ per transaction
Charged through
NMI
Free
Free
4¢ per invoice
N/A
Level 2 / Level 3
Yes
N/A
N/A
N/A
N/A
N/A
Recurring Billing
$5/mo.
5¢ per transaction
Free
Free
Free
Free
N/A
Robust Reporting
Free
Free
Free
Free
Free
N/A
Shopping Cart Integration
Free
Free
Free – Additional costs may apply
Free – Additional costs may apply
Free – Additional costs may apply
N/A
Virtual Terminal
Free
Free
Free
Free
Free
N/A
Compatible With
WooCommerce
Shopify, WooCommerce, BigCommerce
Shopify, WooCommerce, BigCommerce, Ecwid, 
Salesforce Commerce Cloud
N/A
N/A
N/A
Qoin
NMI
Authorize.NET
iPOSpays
FluidPay
IntelliPay
Monthly
$10/mo.
$10/mo.
$15/mo.
$10/mo.
$10/mo.
$10/mo.
Per Transaction Cost
+ 5¢
Starting at
$0.10 + Fees
+ 10¢
+ 5¢
+ 5¢
+ 10¢
ACH
Coming Soon
Charged through
NMI
Charged through
Authorize. NET
Yes
Yes
N/A
Batch Fee
Free
Free
+ 10¢
Free
N/A
Free
Setup Fee
Free
Free
Free
Free
Free
Free
Card Reader
Virtual Terminal Only
Compatible with
ID TECH VP3350
Compatible with
ID Tech Augusta
Compatible with
Dejavoo P17
Additional costs may apply
Virtual Terminal Only
Compatible with
BBPOS Chipper
Customer Payment Page
Yes
N/A
N/A
Yes
Yes
N/A
Customer Storage Vault
$5/mo. + 5¢ per transaction
Charged through
NMI
Free
Free
+ 5¢ per added customer
N/A
International Invoicing
$0/mo.
3% + 15¢ per transaction
N/A
N/A
N/A
N/A
N/A
Invoicing
$5/mo.
5¢ per transaction
Charged through
NMI
Free
Free
4¢ per invoice
N/A
Level 2 / Level 3
Yes
N/A
N/A
N/A
N/A
N/A
Recurring Billing
$5/mo.
5¢ per transaction
Free
Free
Free
Free
N/A
Robust Reporting
Free
Free
Free
Free
Free
N/A
Shopping Cart Integration
Free
Free
Free – Additional costs may apply
Free – Additional costs may apply
Free – Additional costs may apply
N/A
Virtual Terminal
Free
Free
Free
Free
Free
N/A
Compatible With
WooCommerce
Shopify, WooCommerce, BigCommerce
Shopify, WooCommerce, BigCommerce, Ecwid, 
Salesforce Commerce Cloud
N/A
N/A
N/A

On average merchants who switch to Quantum save at least 25% in processor fees. 
Say hello to bigger profits and a future without limits.

Accept Payments Your Way

Customized Solutions. Transparent Pricing.

Pricing designed to help your business keep more of what it earns, with flexible programs, transparent rates, and tools that make payments simple and reliable.

QRev

Eliminate fees and keep
more profits with every sale.
Starting at

$29

Per Month Unlimited
Dual Pricing

Flat Rate

Predictable rates with no
hidden fees or surprises.
Rates as low as

2.3%

+ 10¢ Per Transaction
Most Popular

QPlus

Clear pricing that saves
money on interchange costs.
Rates as low as

0.15%

+ 5¢ Per Transaction
Interchange Plus

QRev

Eliminate fees and keep
more profits with every sale.
Starting at

$29

Per Month Unlimited
Dual Pricing
All About QRev
QRev is a PCI-compliant pricing program built for merchants who want to manage costs without limiting transactions. QRev offers unlimited processing and gives merchants the ability to offset card processing fees by passing them transparently to customers. QRev is designed for businesses looking to simplify payments, stay compliant, and maintain control over their bottom line.
  • Dual and Triple Pricing options available 
  • PCI-Compliant, nationwide 
  • Ability to cancel anytime 
  • Unlimited transactions
  • No contracts or hidden fees

Flat Rate

Predictable rates with no
hidden fees or surprises.
Rates as low as

2.3%

+ 10¢ Per Transaction
Most Popular
All About Flat Rate
Flat Rate is a simple, predictable pricing program built for merchants who want clear, consistent costs. With one true flat rate for every transaction, businesses can easily understand and manage processing fees. Flat Rate is designed for merchants looking for straightforward setup, transparent pricing, and lower fees compared to major platforms like Square, Stripe, and PayPal.
  • One true flat rate for all transactions
  • Easy onboarding with no volume thresholds
  • No hidden fees or variable markups
  • Ability to cancel anytime

QPlus

Clear pricing that saves
money on interchange costs.
Rates as low as

0.15%

+ 5¢ Per Transaction
Interchange Plus
All About QPlus
QPlus is an interchange-plus pricing program that gives merchants transparent pricing and clear visibility into processing costs. Businesses can optimize transactions to qualify for lower rates, with guidance from pricing experts to identify potential savings. It is ideal for merchants looking to reduce fees and understand exactly what they're paying for.
  • Granular rates
  • No hidden fees or inflated assessments
  • Ability to cancel anytime
  • Level 2/3 Optimization to reduce fees
  • Access to pricing experts for guidance
All About QRev
QRev is a PCI-compliant pricing program built for merchants who want to manage costs without limiting transactions. QRev offers unlimited processing and gives merchants the ability to offset card processing fees by passing them transparently to customers. QRev is designed for businesses looking to simplify payments, stay compliant, and maintain control over their bottom line.
  • Dual and Triple Pricing options available 
  • PCI-Compliant, nationwide 
  • Ability to cancel anytime 
  • Unlimited transactions
  • No contracts or hidden fees
All About Flat Rate
Flat Rate is a simple, predictable pricing program built for merchants who want clear, consistent costs. With one true flat rate for every transaction, businesses can easily understand and manage processing fees. Flat Rate is designed for merchants looking for straightforward setup, transparent pricing, and lower fees compared to major platforms like Square, Stripe, and PayPal.
  • One true flat rate for all transactions
  • Easy onboarding with no volume thresholds
  • No hidden fees or variable markups
  • Ability to cancel anytime
All About QPlus
QPlus is an interchange-plus pricing program that gives merchants transparent pricing and clear visibility into processing costs. Businesses can optimize transactions to qualify for lower rates, with guidance from pricing experts to identify potential savings. It is ideal for merchants looking to reduce fees and understand exactly what they're paying for.
  • Granular rates
  • No hidden fees or inflated assessments
  • Ability to cancel anytime
  • Level 2/3 Optimization to reduce fees
  • Access to pricing experts for guidance

Compare Pricing Plans

QRev
Flat Rate
QPlus
QRev
Starting at
$29
N/A
$21/mo.
Card Present
Unlimited

Transactions
Starting at
2.3% + $0.10

per transaction
Starting at
0.15% + $0.05 

per transaction
Card Not Present
Unlimited

Transactions
Paid by Merchant
2.6% + $0.30

per transaction
Paid by Merchant
0.15% + $0.05 

per transaction
ACH / Bank Transfer
...
...
...
Next-Day Funding
For Approved Merchants
$0
For Approved Merchants
$0
For Approved Merchants
$0
Cancellation Fee
$0
$0
$0
Gateway Compatible
Yes
Yes
Yes
Virtual Terminal
Included
Included
Included
Free Terminal Placement
Available
Available
Available
QRev
Flat Rate
QPlus
Monthly
Starting at
$29
N/A
$21/mo.
Card Present
Unlimited

Transactions
Starting at
2.3% + $0.10

per transaction
Starting at
0.15% + 5 Cents

per transaction
Card Not Present
Unlimited

Transactions
Paid by Merchant
2.6% + $0.30

per transaction
Paid by Merchant
0.15% + 5 Cents

per transaction
ACH / Bank Transfer
...
...
...
Next-Day Funding
For Approved Merchants
$0
For Approved Merchants
$0
For Approved Merchants
$0
Cancellation Fee
$0
$0
$0
Gateway Compatible
Yes
Yes
Yes
Virtual Terminal
Included
Included
Included
Free Terminal Placement
Available
Available
Available

QRev

Eliminate fees and keep
more profits with every sale.
Starting at

$29

Per Month Unlimited
Dual Pricing

Flat Rate

Predictable rates with no
hidden fees or surprises.
Rates as low as

2.6%

+ 30¢ Per Transaction
Most Popular

QPlus

Clear pricing that saves
money on interchange costs.
Rates as low as

0.15%

+ 5¢ Per Transaction
Interchange Plus

QRev

Eliminate fees and keep
more profits with every sale.
Starting at

$29

Per Month Unlimited
Dual Pricing
All About QRev
QRev is a PCI-compliant pricing program built for merchants who want to manage costs without limiting transactions. QRev offers unlimited processing and gives merchants the ability to offset card processing fees by passing them transparently to customers. QRev is designed for businesses looking to simplify payments, stay compliant, and maintain control over their bottom line.
  • Dual and Triple Pricing options available 
  • PCI-Compliant, nationwide 
  • Ability to cancel anytime 
  • Unlimited transactions
  • No contracts or hidden fees

Flat Rate

Predictable rates with no
hidden fees or surprises.
Rates as low as

2.6%

+ 30¢ Per Transaction
Most Popular
All About Flat Rate
Flat Rate is a simple, predictable pricing program built for merchants who want clear, consistent costs. With one true flat rate for every transaction, businesses can easily understand and manage processing fees. Flat Rate is designed for merchants looking for straightforward setup, transparent pricing, and lower fees compared to major platforms like Square, Stripe, and PayPal.
  • One true flat rate for all transactions
  • Easy onboarding with no volume thresholds
  • No hidden fees or variable markups
  • Ability to cancel anytime

QPlus

Clear pricing that saves
money on interchange costs.
Rates as low as

0.15%

+ 5¢ Per Transaction
Interchange Plus
All About QPlus
QPlus is an interchange-plus pricing program that gives merchants transparent pricing and clear visibility into processing costs. Businesses can optimize transactions to qualify for lower rates, with guidance from pricing experts to identify potential savings. It is ideal for merchants looking to reduce fees and understand exactly what they're paying for.
  • Granular rates
  • No hidden fees or inflated assessments
  • Ability to cancel anytime
  • Level 2/3 Optimization to reduce fees
  • Access to pricing experts for guidance
All About QRev
QRev is a PCI-compliant pricing program built for merchants who want to manage costs without limiting transactions. QRev offers unlimited processing and gives merchants the ability to offset card processing fees by passing them transparently to customers. QRev is designed for businesses looking to simplify payments, stay compliant, and maintain control over their bottom line.
  • Dual and Triple Pricing options available 
  • PCI-Compliant, nationwide 
  • Ability to cancel anytime 
  • Unlimited transactions
  • No contracts or hidden fees
All About Flat Rate
Flat Rate is a simple, predictable pricing program built for merchants who want clear, consistent costs. With one true flat rate for every transaction, businesses can easily understand and manage processing fees. Flat Rate is designed for merchants looking for straightforward setup, transparent pricing, and lower fees compared to major platforms like Square, Stripe, and PayPal.
  • One true flat rate for all transactions
  • Easy onboarding with no volume thresholds
  • No hidden fees or variable markups
  • Ability to cancel anytime
All About QPlus
QPlus is an interchange-plus pricing program that gives merchants transparent pricing and clear visibility into processing costs. Businesses can optimize transactions to qualify for lower rates, with guidance from pricing experts to identify potential savings. It is ideal for merchants looking to reduce fees and understand exactly what they're paying for.
  • Granular rates
  • No hidden fees or inflated assessments
  • Ability to cancel anytime
  • Level 2/3 Optimization to reduce fees
  • Access to pricing experts for guidance

Compare Pricing Plans

QRev
Flat Rate
QPlus
QRev
Starting at
$29
N/A
$21/mo.
Card Present
Unlimited

Transactions
Starting at
2.3% + $0.10

per transaction
Starting at
0.15% + $0.05 

per transaction
Card Not Present
Unlimited

Transactions
Paid by Merchant
2.6% + $0.30

per transaction
Paid by Merchant
0.15% + $0.05 

per transaction
ACH / Bank Transfer
...
...
...
Next-Day Funding
For Approved Merchants
$0
For Approved Merchants
$0
For Approved Merchants
$0
Cancellation Fee
$0
$0
$0
Gateway Compatible
Yes
Yes
Yes
Virtual Terminal
Included
Included
Included
Free Terminal Placement
Available
Available
Available
QRev
Flat Rate
QPlus
Monthly
Starting at
$29
N/A
$21/mo.
Card Present
Unlimited

Transactions
Starting at
2.3% + $0.10

per transaction
Starting at
0.15% + 5 Cents

per transaction
Card Not Present
Unlimited

Transactions
Paid by Merchant
2.6% + $0.30

per transaction
Paid by Merchant
0.15% + 5 Cents

per transaction
ACH / Bank Transfer
...
...
...
Next-Day Funding
For Approved Merchants
$0
For Approved Merchants
$0
For Approved Merchants
$0
Cancellation Fee
$0
$0
$0
Gateway Compatible
Yes
Yes
Yes
Virtual Terminal
Included
Included
Included
Free Terminal Placement
Available
Available
Available

On average merchants who switch to Quantum save at least 25% in processor fees. Say hello to bigger profits and a future without limits.

Built for Merchants. Chosen by Agents.

The PayTech partner leading
businesses choose.

Quantum powers your profits, simplifies your operations, and strengthens customer relationships, with 5-star support that puts your business first.

Get the Answers You Need

Frequently Asked Questions

Embedded payments allow you to integrate payment processing directly into your platform so users can complete transactions without leaving to another page.

Embedded payments is designed for platforms, SaaS companies, marketplaces, and businesses that facilitate transactions between users.

Customers can pay using credit cards, debit cards, or ACH, depending on what you offer. They can complete payment from any device.

TBD

You earn a share of the revenue from the payments happening on your platform.

In most cases, yes. We can work with your current setup or help you find the right way to connect payments.

Start growing with Quantum

Create your free account in minutes, and join the thousands of
businesses using Quantum
24/7 Multi-Lingual Support
Quantum Electronic Payments LLC is a registered ISO/MSP of Central Bank, St. Louis, MO, and FFB Bank, Fresno, CA.
© Copyright 2026 Quantum ePay
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