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Online Payments

Payments Built for Every Way You Sell Online

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Glass bottles on wooden tablePerson working on laptop with penBusiness owner writing notes at workbench
Why Online Payments Matter

Turn More Browsers Into Paying Customers

Small business owner preparing customer orders using a tablet

Customers Expect a Quick, Simple Checkout

Online shoppers want to complete a purchase without thinking twice.

Complicated Checkout Leads to Abandoned Carts

Too many steps or slow load times can cause customers to leave before paying.

A Better Way to Capture
More Sales

A smoother checkout helps more customers finish their purchase.
Ways to Accept Payments Online

Flexible Options for Getting Paid Online

Payment Links
Create and share secure payment links so customers can pay instantly from anywhere.
Custom Integrations
Connect payments directly into your existing systems with flexible integration options.
Hosted Payment Pages
Launch a ready-to-use checkout page designed to process payments securely without building your own payment flow.
Recurring Payments
Automate subscriptions and scheduled billing to manage ongoing customer payments.
Embedded Checkout
Add secure payment forms directly into your website or application so customers can complete purchases without leaving your experience.
Payment Links
Create and share secure payment links so customers can pay instantly from anywhere.
Custom Integrations
Connect payments directly into your existing systems with flexible integration options.
Hosted Payment Pages
Launch a ready-to-use checkout page designed to process payments securely without building your own payment flow.
Recurring Payments
Automate subscriptions and scheduled billing to manage ongoing customer payments.
Embedded Checkout
Add secure payment forms directly into your website or application so customers can complete purchases without leaving your experience.
The Advantage Behind Every Payment

Stronger Checkout From Start to Finish

Get Started

Fewer Declines, More Approved Transactions

Keep more transactions from being declined.
  • Smart routing across multiple banks
  • Built-in optimization for higher authorization rates
  • Reduced friction at checkout

Clear Pricing That Protects Your Margins

Stop losing margin to unclear pricing.
  • Transparent pricing with no hidden markups
  • Clear visibility into every fee
  • Pricing structured to protect your margins

Deliver a Better Checkout Experience

Make it easier for customers to complete payments.
  • Fast, reliable checkout performance
  • Optimized flows for desktop and mobile
  • Support for multiple payment methods

Stay in Control of Your Payments

Know exactly how your payments are performing.
  • Real-time reporting and insights
  • Full visibility from transaction to deposit
  • Tools to monitor and manage activity

Fewer Declines, More Approved Transactions

Keep more transactions from being declined.
  • Smart routing across multiple banks
  • Built-in optimization for higher authorization rates
  • Reduced friction at checkout

Clear Pricing That Protects Your Margins

Stop losing margin to unclear pricing.
  • Transparent pricing with no hidden markups
  • Clear visibility into every fee
  • Pricing structured to protect your margins

Deliver a Better Checkout Experience

Make it easier for customers to complete payments.
  • Fast, reliable checkout performance
  • Optimized flows for desktop and mobile
  • Support for multiple payment methods

Stay in Control of Your Payments

Know exactly how your payments are performing.
  • Real-time reporting and insights
  • Full visibility from transaction to deposit
  • Tools to monitor and manage activity

Simple to Launch. Built to Perform.

Connect Your Checkout

Integrate with your website, platform, or existing tools.

Start Accepting Payments

Process transactions with optimized routing and performance.

Track and Improve

Use real-time data to monitor performance, control costs, and make smarter decisions.

Capture More Revenue

Maximize your profits and keep more with every transaction.
Automated Level II and III qualification to lower interchange fees automatically
Accept tips to increase average order value
Shopping bags filled with retail purchases
Automated Level II and III qualification to lower interchange fees automatically
Packing clothes into shipping box
Accept tips to increase average order value
Staff processing payment with countertop terminal
Low, transparent processing fees with no surprise charges
Person using laptop and holding card
Accept tips to increase average order value
Two people holding plates and smiling
Low, transparent processing fees with no surprise charges
Small business owner managing orders at workspace
Accept tips to increase average order value
Two people holding a shopping bag
100+ Integrations for Your Business

Integrations Are Deal Makers Not Deal Breakers

Seamlessly connect with gateways, software, and shopping carts customized for your business.
View Integrations

Choose a gateway that works for you

Gateways

Open more opportunities for your business with gateways that make every payment
smooth, secure, and effortless, with pricing that fits your business needs.
Get Started Now
Get Started
Explore Gateways

Qoin

Eliminate fees and keep
more profits with every sale.
Starting at

$0

Per Month

+ Transaction Fees

NMI

Clear pricing that saves
money on interchange costs.
Starting at

$10

Per Month

+ Transaction Fees

Authorize.NET

Predictable rates with no
hidden fees or surprises.
Starting at

$15

Per Month

+ Transaction Fees

iPOSPays

Clear pricing that saves
money on interchange costs.
Starting at

$10

Per Month

+ Transaction Fees

FluidPay

Eliminate fees and keep
more profits with every sale.
Starting at

$10

Per Month

+ Transaction Fees

IntelliPay

Clear pricing that saves
money on interchange costs.
Starting at

$10

Per Month

+ Transaction Fees

Compare Gateways

Qoin
NMI
Authorize.NET
iPOSpays
FluidPay
IntelliPay
Monthly
$10/mo.
$10/mo.
$15/mo.
$10/mo.
$10/mo.
$10/mo.
Per Transaction Cost
+ 5¢
Starting at
$0.10 + Fees
+ 10¢
+ 5¢
+ 5¢
+ 5¢
ACH
Coming Soon
Charged through
NMI
Charged through
Authorize. NET
Yes
Yes
N/A
Batch Fee
Free
Free
+ 10¢
Free
N/A
Free
Setup Fee
Free
Free
Free
Free
Free
Free
Card Reader
Virtual Terminal Only
Compatible with
ID TECH VP3350
Compatible with
ID Tech Augusta
Compatible with
Dejavoo P17
Additional costs may apply
Virtual Terminal Only
Compatible with
BBPOS Chipper
Customer Payment Page
Yes
N/A
N/A
Yes
Yes
N/A
Customer Storage Vault
$5/mo. + 5¢ per transaction
Charged through
NMI
Free
Free
+ 5¢ per added customer
N/A
International Invoicing
$0/mo.
3% + 15¢ per transaction
N/A
N/A
N/A
N/A
N/A
Invoicing
$5/mo.
5¢ per transaction
Charged through
NMI
Free
Free
4¢ per invoice
N/A
Level 2 / Level 3
Yes
N/A
N/A
N/A
N/A
N/A
Recurring Billing
$5/mo.
5¢ per transaction
Free
Free
Free
Free
N/A
Robust Reporting
Free
Free
Free
Free
Free
N/A
Shopping Cart Integration
Free
Free
Free – Additional costs may apply
Free – Additional costs may apply
Free – Additional costs may apply
N/A
Virtual Terminal
Free
Free
Free
Free
Free
N/A
Compatible With
WooCommerce
Shopify, WooCommerce, BigCommerce
Shopify, WooCommerce, BigCommerce, Ecwid, 
Salesforce Commerce Cloud
N/A
N/A
N/A
Qoin
NMI
Authorize.NET
iPOSpays
FluidPay
IntelliPay
Monthly
$10/mo.
$10/mo.
$15/mo.
$10/mo.
$10/mo.
$10/mo.
Per Transaction Cost
+ 5¢
Starting at
$0.10 + Fees
+ 10¢
+ 5¢
+ 5¢
+ 10¢
ACH
Coming Soon
Charged through
NMI
Charged through
Authorize. NET
Yes
Yes
N/A
Batch Fee
Free
Free
+ 10¢
Free
N/A
Free
Setup Fee
Free
Free
Free
Free
Free
Free
Card Reader
Virtual Terminal Only
Compatible with
ID TECH VP3350
Compatible with
ID Tech Augusta
Compatible with
Dejavoo P17
Additional costs may apply
Virtual Terminal Only
Compatible with
BBPOS Chipper
Customer Payment Page
Yes
N/A
N/A
Yes
Yes
N/A
Customer Storage Vault
$5/mo. + 5¢ per transaction
Charged through
NMI
Free
Free
+ 5¢ per added customer
N/A
International Invoicing
$0/mo.
3% + 15¢ per transaction
N/A
N/A
N/A
N/A
N/A
Invoicing
$5/mo.
5¢ per transaction
Charged through
NMI
Free
Free
4¢ per invoice
N/A
Level 2 / Level 3
Yes
N/A
N/A
N/A
N/A
N/A
Recurring Billing
$5/mo.
5¢ per transaction
Free
Free
Free
Free
N/A
Robust Reporting
Free
Free
Free
Free
Free
N/A
Shopping Cart Integration
Free
Free
Free – Additional costs may apply
Free – Additional costs may apply
Free – Additional costs may apply
N/A
Virtual Terminal
Free
Free
Free
Free
Free
N/A
Compatible With
WooCommerce
Shopify, WooCommerce, BigCommerce
Shopify, WooCommerce, BigCommerce, Ecwid, 
Salesforce Commerce Cloud
N/A
N/A
N/A

On average merchants who switch to Quantum save at least 25% in processor fees. 
Say hello to bigger profits and a future without limits.

Get Started
Contact Sales
Accept Payments Your Way

Customized Solutions. Transparent Pricing.

Pricing designed to help your business keep more of what it earns, with flexible programs, transparent rates, and tools that make payments simple and reliable.

QRev

Eliminate fees and keep
more profits with every sale.
Starting at

$29

Per Month Unlimited
Dual Pricing

Flat Rate

Predictable rates with no
hidden fees or surprises.
Rates as low as

2.3%

+ 10¢ Per Transaction
Most Popular

QPlus

Clear pricing that saves
money on interchange costs.
Rates as low as

0.15%

+ 5¢ Per Transaction
Interchange Plus

QRev

Eliminate fees and keep
more profits with every sale.
Starting at

$29

Per Month Unlimited
Dual Pricing
All About QRev
QRev is a PCI-compliant pricing program built for merchants who want to manage costs without limiting transactions. QRev offers unlimited processing and gives merchants the ability to offset card processing fees by passing them transparently to customers. QRev is designed for businesses looking to simplify payments, stay compliant, and maintain control over their bottom line.
  • Dual and Triple Pricing options available 
  • PCI-Compliant, nationwide 
  • Ability to cancel anytime 
  • Unlimited transactions
  • No contracts or hidden fees

Flat Rate

Predictable rates with no
hidden fees or surprises.
Rates as low as

2.3%

+ 10¢ Per Transaction
Most Popular
All About Flat Rate
Flat Rate is a simple, predictable pricing program built for merchants who want clear, consistent costs. With one true flat rate for every transaction, businesses can easily understand and manage processing fees. Flat Rate is designed for merchants looking for straightforward setup, transparent pricing, and lower fees compared to major platforms like Square, Stripe, and PayPal.
  • One true flat rate for all transactions
  • Easy onboarding with no volume thresholds
  • No hidden fees or variable markups
  • Ability to cancel anytime

QPlus

Clear pricing that saves
money on interchange costs.
Rates as low as

0.15%

+ 5¢ Per Transaction
Interchange Plus
All About QPlus
QPlus is an interchange-plus pricing program that gives merchants transparent pricing and clear visibility into processing costs. Businesses can optimize transactions to qualify for lower rates, with guidance from pricing experts to identify potential savings. It is ideal for merchants looking to reduce fees and understand exactly what they're paying for.
  • Granular rates
  • No hidden fees or inflated assessments
  • Ability to cancel anytime
  • Level 2/3 Optimization to reduce fees
  • Access to pricing experts for guidance
All About QRev
QRev is a PCI-compliant pricing program built for merchants who want to manage costs without limiting transactions. QRev offers unlimited processing and gives merchants the ability to offset card processing fees by passing them transparently to customers. QRev is designed for businesses looking to simplify payments, stay compliant, and maintain control over their bottom line.
  • Dual and Triple Pricing options available 
  • PCI-Compliant, nationwide 
  • Ability to cancel anytime 
  • Unlimited transactions
  • No contracts or hidden fees
All About Flat Rate
Flat Rate is a simple, predictable pricing program built for merchants who want clear, consistent costs. With one true flat rate for every transaction, businesses can easily understand and manage processing fees. Flat Rate is designed for merchants looking for straightforward setup, transparent pricing, and lower fees compared to major platforms like Square, Stripe, and PayPal.
  • One true flat rate for all transactions
  • Easy onboarding with no volume thresholds
  • No hidden fees or variable markups
  • Ability to cancel anytime
All About QPlus
QPlus is an interchange-plus pricing program that gives merchants transparent pricing and clear visibility into processing costs. Businesses can optimize transactions to qualify for lower rates, with guidance from pricing experts to identify potential savings. It is ideal for merchants looking to reduce fees and understand exactly what they're paying for.
  • Granular rates
  • No hidden fees or inflated assessments
  • Ability to cancel anytime
  • Level 2/3 Optimization to reduce fees
  • Access to pricing experts for guidance

Compare Pricing Plans

QRev
Flat Rate
QPlus
QRev
Starting at
$29
N/A
$21/mo.
Card Present
Unlimited

Transactions
Starting at
2.3% + $0.10

per transaction
Starting at
0.15% + $0.05 

per transaction
Card Not Present
Unlimited

Transactions
Paid by Merchant
2.6% + $0.30

per transaction
Paid by Merchant
0.15% + $0.05 

per transaction
ACH / Bank Transfer
...
...
...
Next-Day Funding
For Approved Merchants
$0
For Approved Merchants
$0
For Approved Merchants
$0
Cancellation Fee
$0
$0
$0
Gateway Compatible
Yes
Yes
Yes
Virtual Terminal
Included
Included
Included
Free Terminal Placement
Available
Available
Available
QRev
Flat Rate
QPlus
Monthly
Starting at
$29
N/A
$21/mo.
Card Present
Unlimited

Transactions
Starting at
2.3% + $0.10

per transaction
Starting at
0.15% + 5 Cents

per transaction
Card Not Present
Unlimited

Transactions
Paid by Merchant
2.6% + $0.30

per transaction
Paid by Merchant
0.15% + 5 Cents

per transaction
ACH / Bank Transfer
...
...
...
Next-Day Funding
For Approved Merchants
$0
For Approved Merchants
$0
For Approved Merchants
$0
Cancellation Fee
$0
$0
$0
Gateway Compatible
Yes
Yes
Yes
Virtual Terminal
Included
Included
Included
Free Terminal Placement
Available
Available
Available

QRev

Eliminate fees and keep
more profits with every sale.
Starting at

$29

Per Month Unlimited
Dual Pricing

Flat Rate

Predictable rates with no
hidden fees or surprises.
Rates as low as

2.6%

+ 30¢ Per Transaction
Most Popular

QPlus

Clear pricing that saves
money on interchange costs.
Rates as low as

0.15%

+ 5¢ Per Transaction
Interchange Plus

QRev

Eliminate fees and keep
more profits with every sale.
Starting at

$29

Per Month Unlimited
Dual Pricing
All About QRev
QRev is a PCI-compliant pricing program built for merchants who want to manage costs without limiting transactions. QRev offers unlimited processing and gives merchants the ability to offset card processing fees by passing them transparently to customers. QRev is designed for businesses looking to simplify payments, stay compliant, and maintain control over their bottom line.
  • Dual and Triple Pricing options available 
  • PCI-Compliant, nationwide 
  • Ability to cancel anytime 
  • Unlimited transactions
  • No contracts or hidden fees

Flat Rate

Predictable rates with no
hidden fees or surprises.
Rates as low as

2.6%

+ 30¢ Per Transaction
Most Popular
All About Flat Rate
Flat Rate is a simple, predictable pricing program built for merchants who want clear, consistent costs. With one true flat rate for every transaction, businesses can easily understand and manage processing fees. Flat Rate is designed for merchants looking for straightforward setup, transparent pricing, and lower fees compared to major platforms like Square, Stripe, and PayPal.
  • One true flat rate for all transactions
  • Easy onboarding with no volume thresholds
  • No hidden fees or variable markups
  • Ability to cancel anytime

QPlus

Clear pricing that saves
money on interchange costs.
Rates as low as

0.15%

+ 5¢ Per Transaction
Interchange Plus
All About QPlus
QPlus is an interchange-plus pricing program that gives merchants transparent pricing and clear visibility into processing costs. Businesses can optimize transactions to qualify for lower rates, with guidance from pricing experts to identify potential savings. It is ideal for merchants looking to reduce fees and understand exactly what they're paying for.
  • Granular rates
  • No hidden fees or inflated assessments
  • Ability to cancel anytime
  • Level 2/3 Optimization to reduce fees
  • Access to pricing experts for guidance
All About QRev
QRev is a PCI-compliant pricing program built for merchants who want to manage costs without limiting transactions. QRev offers unlimited processing and gives merchants the ability to offset card processing fees by passing them transparently to customers. QRev is designed for businesses looking to simplify payments, stay compliant, and maintain control over their bottom line.
  • Dual and Triple Pricing options available 
  • PCI-Compliant, nationwide 
  • Ability to cancel anytime 
  • Unlimited transactions
  • No contracts or hidden fees
All About Flat Rate
Flat Rate is a simple, predictable pricing program built for merchants who want clear, consistent costs. With one true flat rate for every transaction, businesses can easily understand and manage processing fees. Flat Rate is designed for merchants looking for straightforward setup, transparent pricing, and lower fees compared to major platforms like Square, Stripe, and PayPal.
  • One true flat rate for all transactions
  • Easy onboarding with no volume thresholds
  • No hidden fees or variable markups
  • Ability to cancel anytime
All About QPlus
QPlus is an interchange-plus pricing program that gives merchants transparent pricing and clear visibility into processing costs. Businesses can optimize transactions to qualify for lower rates, with guidance from pricing experts to identify potential savings. It is ideal for merchants looking to reduce fees and understand exactly what they're paying for.
  • Granular rates
  • No hidden fees or inflated assessments
  • Ability to cancel anytime
  • Level 2/3 Optimization to reduce fees
  • Access to pricing experts for guidance

Compare Pricing Plans

QRev
Flat Rate
QPlus
QRev
Starting at
$29
N/A
$21/mo.
Card Present
Unlimited

Transactions
Starting at
2.3% + $0.10

per transaction
Starting at
0.15% + $0.05 

per transaction
Card Not Present
Unlimited

Transactions
Paid by Merchant
2.6% + $0.30

per transaction
Paid by Merchant
0.15% + $0.05 

per transaction
ACH / Bank Transfer
...
...
...
Next-Day Funding
For Approved Merchants
$0
For Approved Merchants
$0
For Approved Merchants
$0
Cancellation Fee
$0
$0
$0
Gateway Compatible
Yes
Yes
Yes
Virtual Terminal
Included
Included
Included
Free Terminal Placement
Available
Available
Available
QRev
Flat Rate
QPlus
Monthly
Starting at
$29
N/A
$21/mo.
Card Present
Unlimited

Transactions
Starting at
2.3% + $0.10

per transaction
Starting at
0.15% + 5 Cents

per transaction
Card Not Present
Unlimited

Transactions
Paid by Merchant
2.6% + $0.30

per transaction
Paid by Merchant
0.15% + 5 Cents

per transaction
ACH / Bank Transfer
...
...
...
Next-Day Funding
For Approved Merchants
$0
For Approved Merchants
$0
For Approved Merchants
$0
Cancellation Fee
$0
$0
$0
Gateway Compatible
Yes
Yes
Yes
Virtual Terminal
Included
Included
Included
Free Terminal Placement
Available
Available
Available

On average merchants who switch to Quantum save at least 25% in processor fees. Say hello to bigger profits and a future without limits.

Explore Pricing
Contact Sales
Built for Merchants. Chosen by Agents.

The PayTech partner leading
businesses choose.

Quantum powers your profits, simplifies your operations, and strengthens customer relationships, with 5-star support that puts your business first.

Get the Answers You Need

Frequently Asked Questions

You can accept all major payment types, including credit and debit cards, digital wallets, and alternative payment methods depending on your setup.

You can get started with a hosted checkout, payment links, or a direct integration. The right option depends on how your site is built and how much control you want over the experience.

In most cases, yes. We support a range of integrations and can work with your existing setup or help you find the best way to connect payments.

Not always. Some options, like hosted checkout or payment links, require little to no development. More custom integrations may need a developer, but we help guide you through it.

Most businesses can get up and running quickly once approved. Setup depends on your integration, but the process is designed to be straightforward.

Online payments are protected with encryption, tokenization, and fraud prevention tools that help keep sensitive data secure and reduce risk.

Yes. Depending on your setup, you can customize your checkout to match your brand and create a smoother experience for your customers.

You’ll have access to 24/7/365 award-winning support. Our team is available to help troubleshoot issues and keep your payments running smoothly.

Start growing with Quantum

Create your free account in minutes, and join the thousands of
businesses using Quantum
Get Started Now
Contact Sales
Industries
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Products
Pricing
Partners
Company
Quantum Electronic Payments LLC is a registered ISO/MSP of Central Bank, St. Louis, MO; Avidia Bank, Hudson, MA; and FFB Bank, Fresno, CA.
24/7 Multi-Lingual Support
Sales:
(888) 858-1678 ext. 108
Support:
(888) 858-1678 ext. 100
24/7 Multi-Lingual Support
Sales:
(888) 858-1678 ext. 108
Support:
(888) 858-1678 ext. 100
Quantum Electronic Payments LLC is a registered ISO/MSP of Central Bank, St. Louis, MO, and FFB Bank, Fresno, CA.
© Copyright 2026 Quantum ePay
Terms of Use Privacy Policy

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(888) 858-1678 ext. 108
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