Find out how to get your first Terminal/POS
FREE
In-Person Payments

Keep Payments Moving at the Point of Sale

Artisan arranging handmade potteryMobile payment at bakery counterSmall business owner serving customer at retail counter
Why In-Person Payments Matter

Keep Lines Moving and Customers Coming Back

Retail purchase completed at store checkout

Customers Expect Fast Checkout

People want to pay quickly without waiting in line and when lines build up, every second at the register matters.

Slow Transactions Create Friction

Delays, errors, or downtime can frustrate customers and slow your staff down.

A Better Way to Keep Things Moving

Fast, reliable payments help you serve more customers without slowing down operations.
Ways to Accept Payments In-Person

Flexible Setups for Every Way You Sell

Smart Terminals
Accept in-person payments with secure card readers for countertop, wireless, and mobile setups.
Full POS Systems
Run payments, track sales, and manage transactions through a complete point-of-sale setup.
POS Integrations
Connect payments directly into your existing point-of-sale system.
Tap-to-Pay & Contactless
Let customers pay with cards, phones, or digital wallets in seconds.
Smart Terminals
Accept in-person payments with secure card readers for countertop, wireless, and mobile setups.
Full POS Systems
Run payments, track sales, and manage transactions through a complete point-of-sale setup.
POS Integrations
Connect payments directly into your existing point-of-sale system.
Tap-to-Pay & Contactless
Let customers pay with cards, phones, or digital wallets in seconds.
The Advantage Behind Every Payment

Better Performance at the Point of Sale

Faster Transactions. Shorter Lines.

Payments process quickly, reducing wait times and keeping lines moving.
  • Fast, responsive hardware
  • Optimized transaction speed
  • Minimal delays at checkout

Reliable Payments, Every Time

Transactions go through consistently, without interruptions or downtime.
  • Stable processing connections
  • Backup support to prevent disruptions
  • Built for high-volume environments

Clear Pricing. Better Margins.

You know exactly what you’re paying on every transaction.
  • No hidden fees
  • Transparent pricing structure
  • Costs aligned to your business

Control Without Complexity.

Manage payments and monitor activity without slowing down operations.
  • Real-time transaction visibility
  • Track performance across devices
  • Tools to manage daily activity

Faster Transactions. Shorter Lines.

Payments process quickly, reducing wait times and keeping lines moving.
  • Fast, responsive hardware
  • Optimized transaction speed
  • Minimal delays at checkout

Reliable Payments, Every Time

Transactions go through consistently, without interruptions or downtime.
  • Stable processing connections
  • Backup support to prevent disruptions
  • Built for high-volume environments

Clear Pricing. Better Margins.

You know exactly what you’re paying on every transaction.
  • No hidden fees
  • Transparent pricing structure
  • Costs aligned to your business

Control Without Complexity.

Manage payments and monitor activity without slowing down operations.
  • Real-time transaction visibility
  • Track performance across devices
  • Tools to manage daily activity

Simple to Set Up. Easy to Run.

Set Up Your Devices

Get hardware ready to accept payments at the counter, on the floor, or wherever you do business.

Start Accepting Payments

Process transactions quickly and reliably with devices built for in-person use.

Track and Improve

Monitor transactions, performance, and payment activity across your devices in real time.

Point-of-Sale Perfection

Manage your inventory and staffing, streamline operations, and save on delivery.
Payment terminal for in-person card payments

From One-Time Shoppers to Lifelong Customers

Create an experience that keeps customers coming back with every visit.

Hardware That Works as Hard as You Do

Flexible, next-generation hardware built to to fit the way you run your store.

Setup That Gets You Selling Fast

Seamless integration and hands-on training so your team is ready from day one.

Software to Exceed Your Expectations

POS Software Packages

Keep your operations running smoothly with solutions that simplify transactions, streamline workflows, and scale as your business expands.
Lite
Affordable POS with essential features, perfect for startups and small businesses.
Starting at

$35

/mo.
Menu Building
Employee Management
Advanced Reporting
Inline Tip / Tip Adjustment
Order Modifiers
Integrated Barcode Scanner
Essentials
Expanded features to manage and grow with ease, ideal for businesses looking to scale.
Starting at

$59

/mo.
Everything in Lite
Bar Tabs
Customer Management
Table Mapping
Service Areas
Inventory Management
Enterprise
Advanced POS solutions built for high-volume merchants who need more control.
Starting at

$199

/mo.
Everything in Essentials
Customer Loyalty
Gift Cards​
Online Ordering
Kitchen Display Software
Mobile Order Taker
Custom
A fully tailored POS package designed to fit the way your business runs.
Starting at

$59

/mo.
Customizable
Lite
Affordable POS with essential features, perfect for startups and small businesses.
Starting at

$35

/mo.
Menu Building
Employee Management
Advanced Reporting
Inline Tip / Tip Adjustment
Order Modifiers
Integrated Barcode Scanner
Essentials
Expanded features to manage and grow with ease, ideal for businesses looking to scale.
Starting at

$59

/mo.
Everything in Lite
Bar Tabs
Customer Management
Table Mapping
Service Areas
Inventory Management
Enterprise
Advanced POS solutions built for high-volume merchants who need more control.
Starting at

$199

/mo.
Everything in Essentials
Customer Loyalty
Gift Cards​
Online Ordering
Kitchen Display Software
Mobile Order Taker
Custom
A fully tailored POS package designed to fit the way your business runs.
Starting at

$59

/mo.
Customizable
Accept Payments Your Way

Customized Solutions. Transparent Pricing.

Pricing designed to help your business keep more of what it earns, with flexible programs, transparent rates, and tools that make payments simple and reliable.

QRev

Eliminate fees and keep
more profits with every sale.
Starting at

$29

Per Month Unlimited
Dual Pricing

Flat Rate

Predictable rates with no
hidden fees or surprises.
Rates as low as

2.3%

+ 10¢ Per Transaction
Most Popular

QPlus

Clear pricing that saves
money on interchange costs.
Rates as low as

0.15%

+ 5¢ Per Transaction
Interchange Plus

QRev

Eliminate fees and keep
more profits with every sale.
Starting at

$29

Per Month Unlimited
Dual Pricing
All About QRev
QRev is a PCI-compliant pricing program built for merchants who want to manage costs without limiting transactions. QRev offers unlimited processing and gives merchants the ability to offset card processing fees by passing them transparently to customers. QRev is designed for businesses looking to simplify payments, stay compliant, and maintain control over their bottom line.
  • Dual and Triple Pricing options available 
  • PCI-Compliant, nationwide 
  • Ability to cancel anytime 
  • Unlimited transactions
  • No contracts or hidden fees

Flat Rate

Predictable rates with no
hidden fees or surprises.
Rates as low as

2.3%

+ 10¢ Per Transaction
Most Popular
All About Flat Rate
Flat Rate is a simple, predictable pricing program built for merchants who want clear, consistent costs. With one true flat rate for every transaction, businesses can easily understand and manage processing fees. Flat Rate is designed for merchants looking for straightforward setup, transparent pricing, and lower fees compared to major platforms like Square, Stripe, and PayPal.
  • One true flat rate for all transactions
  • Easy onboarding with no volume thresholds
  • No hidden fees or variable markups
  • Ability to cancel anytime

QPlus

Clear pricing that saves
money on interchange costs.
Rates as low as

0.15%

+ 5¢ Per Transaction
Interchange Plus
All About QPlus
QPlus is an interchange-plus pricing program that gives merchants transparent pricing and clear visibility into processing costs. Businesses can optimize transactions to qualify for lower rates, with guidance from pricing experts to identify potential savings. It is ideal for merchants looking to reduce fees and understand exactly what they're paying for.
  • Granular rates
  • No hidden fees or inflated assessments
  • Ability to cancel anytime
  • Level 2/3 Optimization to reduce fees
  • Access to pricing experts for guidance
All About QRev
QRev is a PCI-compliant pricing program built for merchants who want to manage costs without limiting transactions. QRev offers unlimited processing and gives merchants the ability to offset card processing fees by passing them transparently to customers. QRev is designed for businesses looking to simplify payments, stay compliant, and maintain control over their bottom line.
  • Dual and Triple Pricing options available 
  • PCI-Compliant, nationwide 
  • Ability to cancel anytime 
  • Unlimited transactions
  • No contracts or hidden fees
All About Flat Rate
Flat Rate is a simple, predictable pricing program built for merchants who want clear, consistent costs. With one true flat rate for every transaction, businesses can easily understand and manage processing fees. Flat Rate is designed for merchants looking for straightforward setup, transparent pricing, and lower fees compared to major platforms like Square, Stripe, and PayPal.
  • One true flat rate for all transactions
  • Easy onboarding with no volume thresholds
  • No hidden fees or variable markups
  • Ability to cancel anytime
All About QPlus
QPlus is an interchange-plus pricing program that gives merchants transparent pricing and clear visibility into processing costs. Businesses can optimize transactions to qualify for lower rates, with guidance from pricing experts to identify potential savings. It is ideal for merchants looking to reduce fees and understand exactly what they're paying for.
  • Granular rates
  • No hidden fees or inflated assessments
  • Ability to cancel anytime
  • Level 2/3 Optimization to reduce fees
  • Access to pricing experts for guidance

Compare Pricing Plans

QRev
Flat Rate
QPlus
QRev
Starting at
$29
N/A
$21/mo.
Card Present
Unlimited

Transactions
Starting at
2.3% + $0.10

per transaction
Starting at
0.15% + $0.05 

per transaction
Card Not Present
Unlimited

Transactions
Paid by Merchant
2.6% + $0.30

per transaction
Paid by Merchant
0.15% + $0.05 

per transaction
ACH / Bank Transfer
...
...
...
Next-Day Funding
For Approved Merchants
$0
For Approved Merchants
$0
For Approved Merchants
$0
Cancellation Fee
$0
$0
$0
Gateway Compatible
Yes
Yes
Yes
Virtual Terminal
Included
Included
Included
Free Terminal Placement
Available
Available
Available
QRev
Flat Rate
QPlus
Monthly
Starting at
$29
N/A
$21/mo.
Card Present
Unlimited

Transactions
Starting at
2.3% + $0.10

per transaction
Starting at
0.15% + 5 Cents

per transaction
Card Not Present
Unlimited

Transactions
Paid by Merchant
2.6% + $0.30

per transaction
Paid by Merchant
0.15% + 5 Cents

per transaction
ACH / Bank Transfer
...
...
...
Next-Day Funding
For Approved Merchants
$0
For Approved Merchants
$0
For Approved Merchants
$0
Cancellation Fee
$0
$0
$0
Gateway Compatible
Yes
Yes
Yes
Virtual Terminal
Included
Included
Included
Free Terminal Placement
Available
Available
Available

QRev

Eliminate fees and keep
more profits with every sale.
Starting at

$29

Per Month Unlimited
Dual Pricing

Flat Rate

Predictable rates with no
hidden fees or surprises.
Rates as low as

2.6%

+ 30¢ Per Transaction
Most Popular

QPlus

Clear pricing that saves
money on interchange costs.
Rates as low as

0.15%

+ 5¢ Per Transaction
Interchange Plus

QRev

Eliminate fees and keep
more profits with every sale.
Starting at

$29

Per Month Unlimited
Dual Pricing
All About QRev
QRev is a PCI-compliant pricing program built for merchants who want to manage costs without limiting transactions. QRev offers unlimited processing and gives merchants the ability to offset card processing fees by passing them transparently to customers. QRev is designed for businesses looking to simplify payments, stay compliant, and maintain control over their bottom line.
  • Dual and Triple Pricing options available 
  • PCI-Compliant, nationwide 
  • Ability to cancel anytime 
  • Unlimited transactions
  • No contracts or hidden fees

Flat Rate

Predictable rates with no
hidden fees or surprises.
Rates as low as

2.6%

+ 30¢ Per Transaction
Most Popular
All About Flat Rate
Flat Rate is a simple, predictable pricing program built for merchants who want clear, consistent costs. With one true flat rate for every transaction, businesses can easily understand and manage processing fees. Flat Rate is designed for merchants looking for straightforward setup, transparent pricing, and lower fees compared to major platforms like Square, Stripe, and PayPal.
  • One true flat rate for all transactions
  • Easy onboarding with no volume thresholds
  • No hidden fees or variable markups
  • Ability to cancel anytime

QPlus

Clear pricing that saves
money on interchange costs.
Rates as low as

0.15%

+ 5¢ Per Transaction
Interchange Plus
All About QPlus
QPlus is an interchange-plus pricing program that gives merchants transparent pricing and clear visibility into processing costs. Businesses can optimize transactions to qualify for lower rates, with guidance from pricing experts to identify potential savings. It is ideal for merchants looking to reduce fees and understand exactly what they're paying for.
  • Granular rates
  • No hidden fees or inflated assessments
  • Ability to cancel anytime
  • Level 2/3 Optimization to reduce fees
  • Access to pricing experts for guidance
All About QRev
QRev is a PCI-compliant pricing program built for merchants who want to manage costs without limiting transactions. QRev offers unlimited processing and gives merchants the ability to offset card processing fees by passing them transparently to customers. QRev is designed for businesses looking to simplify payments, stay compliant, and maintain control over their bottom line.
  • Dual and Triple Pricing options available 
  • PCI-Compliant, nationwide 
  • Ability to cancel anytime 
  • Unlimited transactions
  • No contracts or hidden fees
All About Flat Rate
Flat Rate is a simple, predictable pricing program built for merchants who want clear, consistent costs. With one true flat rate for every transaction, businesses can easily understand and manage processing fees. Flat Rate is designed for merchants looking for straightforward setup, transparent pricing, and lower fees compared to major platforms like Square, Stripe, and PayPal.
  • One true flat rate for all transactions
  • Easy onboarding with no volume thresholds
  • No hidden fees or variable markups
  • Ability to cancel anytime
All About QPlus
QPlus is an interchange-plus pricing program that gives merchants transparent pricing and clear visibility into processing costs. Businesses can optimize transactions to qualify for lower rates, with guidance from pricing experts to identify potential savings. It is ideal for merchants looking to reduce fees and understand exactly what they're paying for.
  • Granular rates
  • No hidden fees or inflated assessments
  • Ability to cancel anytime
  • Level 2/3 Optimization to reduce fees
  • Access to pricing experts for guidance

Compare Pricing Plans

QRev
Flat Rate
QPlus
QRev
Starting at
$29
N/A
$21/mo.
Card Present
Unlimited

Transactions
Starting at
2.3% + $0.10

per transaction
Starting at
0.15% + $0.05 

per transaction
Card Not Present
Unlimited

Transactions
Paid by Merchant
2.6% + $0.30

per transaction
Paid by Merchant
0.15% + $0.05 

per transaction
ACH / Bank Transfer
...
...
...
Next-Day Funding
For Approved Merchants
$0
For Approved Merchants
$0
For Approved Merchants
$0
Cancellation Fee
$0
$0
$0
Gateway Compatible
Yes
Yes
Yes
Virtual Terminal
Included
Included
Included
Free Terminal Placement
Available
Available
Available
QRev
Flat Rate
QPlus
Monthly
Starting at
$29
N/A
$21/mo.
Card Present
Unlimited

Transactions
Starting at
2.3% + $0.10

per transaction
Starting at
0.15% + 5 Cents

per transaction
Card Not Present
Unlimited

Transactions
Paid by Merchant
2.6% + $0.30

per transaction
Paid by Merchant
0.15% + 5 Cents

per transaction
ACH / Bank Transfer
...
...
...
Next-Day Funding
For Approved Merchants
$0
For Approved Merchants
$0
For Approved Merchants
$0
Cancellation Fee
$0
$0
$0
Gateway Compatible
Yes
Yes
Yes
Virtual Terminal
Included
Included
Included
Free Terminal Placement
Available
Available
Available

On average merchants who switch to Quantum save at least 25% in processor fees. Say hello to bigger profits and a future without limits.

Built for Merchants. Chosen by Agents.

The PayTech partner leading
businesses choose.

Quantum powers your profits, simplifies your operations, and strengthens customer relationships, with 5-star support that puts your business first.

Get the Answers You Need

Frequently Asked Questions

You can accept all the major payment types, including chip cards, tap-to-pay, mobile wallets, and traditional swipe transactions.

Yes. You’ll need a terminal or POS system to take payments in person. That can be a countertop device, a wireless terminal, or a mobile reader depending on how and where you sell.

In-person payments are very secure. Chip cards, tap-to-pay, and tokenization all help protect card data and reduce the risk of fraud.

Most businesses are up and running quickly once approved. Setup is straightforward, and our team guides you through everything so you can start accepting payments without delays.

In most cases, yes. We can work with your current setup or help you switch over smoothly if needed.

Yes. With wireless terminals or mobile setups, you can accept payments wherever your business happens, whether that’s in-store, on-site, or at events.

Start growing with Quantum

Create your free account in minutes, and join the thousands of
businesses using Quantum
24/7 Multi-Lingual Support
Quantum Electronic Payments LLC is a registered ISO/MSP of Central Bank, St. Louis, MO, and FFB Bank, Fresno, CA.
© Copyright 2026 Quantum ePay
Choose Time
Your Info

Find a time to meet

Meeting duration: 15 mins

Your information